29 Fay Pl, Summit, NJ 07901 Property Records

Union County and Summit City property record for 29 Fay Pl, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,712 sqft · built 1953
Lot Size	0.238 acres (10,376 sqft)
Owner	2 Individual Names on File
Last Sale	$1,399,000 (Dec 2021)
Tax Bill	$25,954 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`18-00301-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`18-00301-0000-00009`
Alternative APNs	`1800123D00022` `180030100009`

Interior

Stories	2 Stories
Building Area	2,712 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,376 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 83 ft wide

Location & Zoning

Old Parcel Number	1800123D00022
Street Address	29 FAY PL
City	SUMMIT
State	NJ
Zip	07901-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SUMMIT
Legal Block	301
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1009
Census Tract	37700

Owner

29 Fay Pl is owned and occupied by two individuals who bought it in December 2021.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 FAY PL, SUMMIT, NJ 07901-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 16, 2020	Bargain and Sale Deed, Construction Loan · Construction Mortgage SENTINEL SECURITY LIFE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	202112649
Deed Book / Page	6442 / 2957
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 13, 2021
Property Address	29 FAY PL, SUMMIT, NJ 07901-1415
Document Number	0064422957
Book / Page	6442 / 2957
Instrument Date	Nov 23, 2021
Instrument	12649
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,392.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 PATERSON PLANK RD # RD2ND, 1321, SECAUCUS, NJ 07094-3745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 FAY PL, SUMMIT, NJ 07901-1415

Mortgage

Document Number	0000027095
Date	Dec 13, 2021
Instrument	27095

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Oct 16, 2020
Property Address	29 FAY PL, SUMMIT, NJ 07901-1415
Document Number	0063852834
Book / Page	6385 / 2834
Instrument Date	Sep 8, 2020
Instrument	329136
Transaction Type	Construction Loan
Record Updated	Aug 19, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 NEW ENGLAND AVE APT 21, 96, SUMMIT, NJ 07901-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 LUBMAN TERRACE, SECAUCUS, NJ 07094-4208

Mortgage

Document Number	0000701257
Date	Oct 16, 2020
Instrument	701257

Lender

Name	SENTINEL SECURITY LIFE INSURANCE CO
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 29 Fay Pl was $25,954, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,500 (-) Land $142,300 Building $438,200	$580,500 (-) Land $142,300 Building $438,200
2025	$25,954.00 (+2.64%)	$580,500 Land $142,300 Building $438,200	$580,500 Land $142,300 Building $438,200
2024	$25,286.00
2023		$580,500 Land $142,300 Building $438,200	$580,500 Land $142,300 Building $438,200
2022	$24,862.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 29 Fay Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Fay Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Optimum.

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