29 Fairlawn Ave, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 29 Fairlawn Ave, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,289 sqft · built 1965
Lot Size	0.442 acres (19,243 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Apr 2023)
Tax Bill	$6,073 (2026)
Deeds & Mortgages	Apr 2023 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:S-22 B:0003 L:0010`

Property Details

APN / Parcel Number

Primary APN	`M:S-22 B:0003 L:0010`
Alternative APN	`GARD M:R22 B:19 L:10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
Gross Area	4,893 sqft
Basement Area	1,419 sqft
Unfinished Basement	1,419 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,243 sqft (0.442 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	29 FAIRLAWN AVE
City	GARDNER
State	MA
Zip	01440-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	19
Legal Lot Number	10
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3018
Census Tract	707500

Owner

29 Fairlawn Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 FAIRLAWN AVE, GARDNER, MA 01440-3917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Quit Claim Deed, Transfer
Aug 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Book / Page	68980 / 140
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	068980-140
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 3, 2023
Property Address	29 FAIRLAWN AVE, GARDNER, MA 01440-3917
Document Number	068980-140
Book / Page	68980 / 140
Instrument Date	Mar 27, 2023
Instrument	25373
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 FAIRLAWN AVE, GARDNER, MA 01440-3917

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 15, 2022
Property Address	29 FAIRLAWN AVE, GARDNER, MA 01440-3917
Document Number	068071-208
Book / Page	68071 / 208
Instrument Date	Aug 15, 2022
Instrument	89875
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	29 FAIRLAWN AVE, GARDNER, MA 01440-3917

Mortgage

Document Number	0000089877
Date	Aug 15, 2022
Instrument	89877

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 29 Fairlawn Ave was $6,073, up 10,193.2% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,073.00 (+10,193.22%)	$441,000 (+6.55%) Land $89,700 Building $351,300	$504,736 (+6.22%)
2025	$59.00 (-99.12%)	$413,900 (-7.36%) Land $81,600 Building $332,300	$475,190
2024	$6,698.00 (+4.67%)	$446,800 (+12.63%) Land $74,100 Building $372,700
2023	$6,399.00	$396,700 Land $82,100 Building $314,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Fairlawn Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Fairlawn Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Gateway Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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