29 E Main St, Oakland, IL 61943 Property Records

Coles County property record for 29 E Main St, Oakland, IL 61943

Property Summary

Property TypeCommercial
Details11,000 sqft · built 1950
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on Record
Tax Bill$11,183 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-0-03061-000

Property Details

APN / Parcel Number

Primary APN03-0-03061-000

Interior

Building Area11,000 sqft Building Perimeter

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions111 ft deep x 122 ft wide

Location & Zoning

Street Address29 E MAIN ST
CityOAKLAND
StateIL
Zip61943-7163
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionH. RUTHERFORD'S ADDITION LOTS 03 & 04 BLOCK 01 BIRKEYS FARM STORE
Legal SubdivisionH RUTHERFORD'S ADDITION
Legal Block1
Legal Lot Number3-4
JurisdictionCOLES IL
Township / Civil DivisionEAST OAKLAND
Census Block Group1
Census Block1035
Census Tract100

Owner

Source: Coles County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 500, OAKLAND, IL 61943-0500
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Commercial Mortgage
BUSEY BANK
Jun 26, 2017Deed of Trust, Mortgage · Commercial Mortgage
HICKORY POINT BANK & TRUST FSB

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address29 E MAIN ST, OAKLAND, IL 61943-7163
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 W PARK CT, CHAMPAIGN, IL 61821-2986

Mortgage

Document Number202300808641
DateSep 14, 2023
Instrument202300808641
Lender
NameBUSEY BANK
TypeBank
Address65253
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term127 Months
DueMar 31, 2034

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address29 E MAIN ST, OAKLAND, IL 61943-7163
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700770895
DateJun 26, 2017
Instrument201700770895
Lender
NameHICKORY POINT BANK & TRUST FSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionEast Oakland Township
MunicipalityOakland City
Unified School DistrictOakland Community Unit School District 5 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,183.00 (+104.29%)$130,176 (-) Land $2,257 Building $127,919$390,528 (-) Land $6,771 Building $383,757
2023$130,176 Land $2,257 Building $127,919$390,528 Land $6,771 Building $383,757
2020$5,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKLAND
serves 739 people · EPA ID IL0290300
Water SourcePurchased groundwater from EMBARRAS AREA WATER DISTRICT
Last State InspectionMay 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Watch TV.

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