29 Cross St, Smithfield, RI 02917 Property Records

Smithfield Town property record for 29 Cross St, Smithfield, RI 02917

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,825 sqft · built 1815
Lot Size	0.999 acres (43,522 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2007)
Tax Bill	$4,909 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-0611-36`

Property Details

APN / Parcel Number

Primary APN	`19-0611-36`
Alternative APN	`SMIT M:23 B:000 L:050 U`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,825 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,287 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1815
Effective Year Built	Effective 1815
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,522 sqft (0.999 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19-0611-36
Street Address	29 CROSS ST
City	SMITHFIELD
State	RI
Zip	02917-4021
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R20
Legal Lot Number	50
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2004
Census Tract	12602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgiaville Historic District listed 1985 · 73 contributing resources · NRIS 85002734

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

29 Cross St, a duplex, is owned and occupied by two individuals who bought it in April 2007.

Source: Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 CROSS ST, SMITHFIELD, RI 02917-4021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2007 · Amount on File
Deed Sale	Apr 2, 2007 · Amount on File
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	29 CROSS ST, SMITHFIELD, RI 02917-4021
Document Number	1234-120
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CROSS ST SMITHFIELD RI 029174021, SMITHFIELD, RI 02917-4021

Mortgage

Document Number	1234-120
Date	Sep 30, 2019
Book Page	001234/000120
Instrument	2944

Lender

Name	NFM LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 29 Cross St was $4,909.

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,909.00	$396,200 Land $171,200 Building $225,000	$485,093
2023	$4,164.00 (+2.69%)	$303,500 (-) Land $145,900 Building $157,600
2022	$4,055.00	$303,500 Land $145,900 Building $157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	98 units insured incl. 96 condo units
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20