29 Cross Gates Rd, Madison, NJ 07940 Property Records

Morris County and Madison Borough property record for 29 Cross Gates Rd, Madison, NJ 07940

Property Summary

Property Type	Single Family Home
Details	2,309 sqft · built 1940
Lot Size	0.538 acres (23,422 sqft)
Owner	Individual Name on File
Last Sale	$1,725,000 (May 2023)
Tax Bill	$22,448 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more
APN	`17-04004-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`17-04004-0000-00027`
Alternative APNs	`170008300000000444` `170400400027`

Interior

Stories	2 Stories
Building Area	2,309 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	23,422 sqft (0.538 acres)
Lot Dimensions	211 ft deep x 111 ft wide

Location & Zoning

Old Parcel Number	170008300000000444
Street Address	29 CROSS GATES RD
City	MADISON
State	NJ
Zip	07940-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	4004
Legal Lot Number	27
Jurisdiction	MORRIS NJ
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2013
Census Tract	43100

Owner

29 Cross Gates Rd is owned and occupied by an individual who bought it in May 2023.

Source: Morris County and Madison Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	29 CROSS GATES RD, MADISON, NJ 07940-2648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Deed Document Number	202317609
Deed Book / Page	24601 / 1520
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 18, 2023
Property Address	29 CROSS GATES RD, MADISON, NJ 07940-2648
Document Number	0246011520
Book / Page	24601 / 1520
Instrument Date	Apr 18, 2023
Instrument	2023017609
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 CLIFFSIDE WAY, BOONTON, NJ 07005-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CROSS GATES RD, MADISON, NJ 07940-2648

Mortgage

Document Number	2023017610
Date	May 18, 2023
Instrument	2023017610

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	29 CROSS GATES RD, MADISON, NJ 07940-2648
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242430020
Date	Oct 14, 2021
Book Page	24243/20
Instrument	2021084299

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	29 CROSS GATES RD, MADISON, NJ 07940-2648
Document Number	0232401634
Book / Page	023240 / 001634
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CROSS GATES RD MADISON NJ 079402648, MADISON, NJ 07940-2648

Mortgage

Document Number	0232401634
Date	Nov 14, 2017
Book Page	023240/001634
Instrument	68471

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Madison Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Madison Borough
Unified School District	Madison Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,053,900 (-) Land $589,800 Building $464,100	$1,053,900 (-) Land $589,800 Building $464,100
2025		$1,053,900 Land $589,800 Building $464,100	$1,053,900 Land $589,800 Building $464,100
2024	$22,448.00
2023		$1,053,900 Land $589,800 Building $464,100	$1,053,900 Land $589,800 Building $464,100
2022	$21,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 29 Cross Gates Rd; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Cross Gates Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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