29 Cowee St, Sylva, NC 28779 Property Records

Jackson County property record for 29 Cowee St, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	2 bd · 1 ba · 912 sqft · built 1938
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Jun 2020)
Tax Bill	$542 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7631-96-2739`

Property Details

APN / Parcel Number

Primary APN	`7631-96-2739`
Alternative APN	`173176`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	494 sqft
Unfinished Basement	494 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1970
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	29 COWEE ST
City	SYLVA
State	NC
Zip	28779-2907
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	LT 1-3 COURTLAND HGTS
Legal Subdivision	COURTLAND HEIGHTS
Legal Lot Number	1-3
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3008
Census Tract	950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 COWEE ST, SYLVA, NC 28779-2907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JACKSON SAVINGS BANK
Jun 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 15, 2017	Warranty Deed, Transfer · Conventional with PMI JANE B B CARLOS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Book / Page	2268 / 1557
Prior Transfer Date	Jan 19, 2010
Prior Transfer Doc	1837000792
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	29 COWEE ST, SYLVA, NC 28779-2907
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0023340419
Date	May 10, 2022
Book Page	2334/419

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	29 COWEE ST, SYLVA, NC 28779-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022491125
Date	Sep 30, 2019
Book Page	2249/1125

Lender

Name	JACKSON SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 11, 2020
Property Address	29 COWEE ST, SYLVA, NC 28779-2907
Document Number	0022681557
Book / Page	002268 / 001557
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 COWEE ST SYLVA NC 287792907, SYLVA, NC 28779-2907

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 15, 2017
Property Address	29 COWEE ST, SYLVA, NC 28779-2907
Document Number	0021950520
Book / Page	002195 / 000520
Instrument Date	Aug 15, 2017
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1414 WHITTIER NC 287891414, WHITTIER, NC 28789-1414

Mortgage

Document Number	21950523
Date	Aug 15, 2017
Book Page	002195/000523

Lender

Name	JANE B B CARLOS
Address	111 PROCTORS HALL RD, SEWANEE, TN 37375-2006

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	24 Months
Due	Aug 14, 2019

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$142,864 (+36.59%) Land $54,070 Building $88,794
2025	$542.00 (+36.52%)
2023	$397.00	$104,590 Land $49,910 Building $54,680

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cowee St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures