29 Cotton St, Commerce, GA 30529 Property Records

Jackson County property record for 29 Cotton St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1925
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2025)
Tax Bill	$902 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C02 036`

Property Details

APN / Parcel Number

Primary APN	`C02 036`
Alternative APN	`8150`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Heated Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	161 ft deep x 151 ft wide
Porch	Slab
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8150
Street Address	29 COTTON ST
City	COMMERCE
State	GA
Zip	30529-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 MARY BARBER EST
Legal Subdivision	MARY BARBER EST
Legal Lot Number	19
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4040
Census Tract	10400

Owner

29 Cotton St is owned and occupied by two individuals who bought it in December 2025.

Source: Jackson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 COTTON ST, COMMERCE, GA 30529-2523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Limited Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE
Jan 31, 2022	Limited Warranty Deed, Transfer
Jan 31, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Sep 4, 2024 · Amount on File
Deed Book / Page	117Y / 420
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	00100Q0305
Record Updated	Oct 29, 2026

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 1, 2025
Property Address	29 COTTON ST, COMMERCE, GA 30529-2523
Document Number	00117Y0420
Book / Page	117Y / 420
Instrument Date	Nov 10, 2025
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 COTTON ST, COMMERCE, GA 30529-2523

Mortgage

Document Number	000117Y423
Date	Dec 1, 2025
Instrument	117Y/423

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

January 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 31, 2022
Property Address	29 COTTON ST, COMMERCE, GA 30529-2523
Document Number	00100Q0299
Book / Page	100Q / 299
Instrument Date	Jan 31, 2022
Instrument	2022-000394
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 60, WINTERVILLE, GA 30683-0060
Investor	Possibly a Property Investor

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 31, 2022
Property Address	29 COTTON ST, COMMERCE, GA 30529-2523
Document Number	00100Q0305
Book / Page	100Q / 305
Instrument Date	Jan 31, 2022
Instrument	2022-000395
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 601, WINTERVILLE, GA 30683-0601

Tax Assessment & Valuation

The 2025 property tax bill for 29 Cotton St was $902, up 59.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,320 (+214.56%) Land $28,080 Building $78,240	$265,800 (+214.56%) Land $70,200 Building $195,600
2025	$902.00 (+59.08%)	$33,800 (+64.4%) Land $28,080 Building $5,720	$84,500 (+64.4%) Land $70,200 Building $14,300
2024	$567.00 (-5.18%)	$20,560 (+1.78%) Land $14,840 Building $5,720	$51,400 (+1.78%) Land $37,100 Building $14,300
2023	$598.00 (+17.72%)	$20,200 (+28.83%) Land $14,840 Building $5,360	$50,500 (+28.83%) Land $37,100 Building $13,400
2022	$508.00	$15,680 Land $11,560 Building $4,120	$39,200 Land $28,900 Building $10,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 29 Cotton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Cotton St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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