Essex County and Amesbury City property record for 29 Congress St, Amesbury, MA 01913
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,452 sqft · built 1900 |
| Lot Size | 0.247 acres (10,789 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Dec 2022) |
| Tax Bill | $6,228 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AMES M:41 B:0178 |
| Primary APN | AMES M:41 B:0178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,230 sqft |
| Attic | Attic |
| Attic Area | 685 sqft |
| Basement Area | 668 sqft |
| Unfinished Basement | 668 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,789 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 113 |
|---|---|
| Street Address | 29 CONGRESS ST |
| City | AMESBURY |
| State | MA |
| Zip | 01913-2626 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R8 |
| Legal Subdivision | ELMWOOD CONDO |
| Legal Block | 178 |
| Jurisdiction | AMESBURY MA |
| Township / Civil Division | AMESBURY TOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 266400 |
29 Congress St, a condominium, is owned and occupied by an individual who bought it in December 2022.
Source: Essex County and Amesbury City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWELL COMMUNITY LOAN FUND INC |
| Aug 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Mar 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| May 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 16, 2022 | Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE |
| Nov 5, 2018 | Quit Claim Deed, Transfer MOVEMENT MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on File |
| Deed Sale | Dec 16, 2022 · Amount on File |
| Prior Sale | Nov 5, 2018 · Amount on File |
| Deed Book / Page | 41357 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041427-91 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 41427/91 |
| Instrument | 20230206000650 |
| Name | LOWELL COMMUNITY LOAN FUND INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041706-560 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 41706/560 |
| Instrument | 20230810001590 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042041-520 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 42041/520 |
| Instrument | 20240328000030 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042131-283 |
|---|---|
| Date | May 23, 2024 |
| Book Page | 42131/283 |
| Instrument | 20240523001480 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Dec 16, 2022 |
| Property Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Document Number | 041357-181 |
| Book / Page | 41357 / 181 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 20221216003520 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 29 CONGRESS ST # A, A, AMESBURY, MA 01913-2626 |
| Document Number | 221216003530 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 221216003530 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38434-278 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 38434/278 |
| Instrument | 20200421001930 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Nov 5, 2018 |
| Property Address | 29 CONGRESS ST, AMESBURY, MA 01913-2626 |
| Document Number | 37131-71 |
| Book / Page | 37131 / 71 |
| Instrument | 181105001320 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 371310074 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 37131/0074 |
| Name | MOVEMENT MTG LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 5, 2048 |
The 2026 property tax bill for 29 Congress St was $6,228, up 13% from the year before.
Source: Essex County and Amesbury City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Amesbury City |
| Unified School District | Amesbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,228.00 (+13.01%) | $413,800 (+14.88%) Building $413,800 | $449,456 (-2.65%) |
| 2025 | $5,511.00 (+9.26%) | $360,200 (+11.69%) Building $360,200 | $461,700 |
| 2024 | $5,044.00 (+49.99%) | $322,500 (+56.71%) Building $322,500 | |
| 2023 | $3,363.00 | $205,800 Building $205,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Congress St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 23 units insured incl. 23 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Congress St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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