Jefferson County property record for 29 Cold Spring Dr, Harpers Ferry, WV 25425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 2008 |
| Lot Size | 0.665 acres (28,967 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,500 (Aug 2021) |
| Tax Bill | $1,970 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-8B-0120.0000 |
| Primary APN | 06-8B-0120.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,967 sqft (0.665 acres) |
| Lot Dimensions | 322 ft deep x 69.5 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 29 COLD SPRING DR |
|---|---|
| City | HARPERS FERRY |
| State | WV |
| Zip | 25425-6925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B SHANNONDALE |
| Legal Subdivision | SHANNONDALE SUBDIVISION |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 972702 |
29 Cold Spring Dr is owned and occupied by an individual who bought it in August 2021.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 COLD SPRING DR, HARPERS FERRY, WV 25425-6925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Jul 23, 2012 · Amount on File |
| Deed Document Number | 202114222 |
| Deed Book / Page | 1267 / 435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Aug 24, 2021 |
| Property Address | 29 COLD SPRING DR, HARPERS FERRY, WV 25425-6925 |
| Document Number | 001267/435 |
| Book / Page | 1267 / 435 |
| Map Reference | MB 1023 PG 159 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 202100014222 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,384.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202100014223 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 202100014223 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 29 Cold Spring Dr was $1,970, up 1.7% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,970.00 (+1.7%) | $170,800 (+2.46%) Land $51,400 Building $119,400 | $284,667 (+2.47%) Land $85,667 Building $199,000 |
| 2025 | $1,937.00 | $166,700 Land $46,000 Building $120,700 | $277,800 Land $76,700 Building $201,100 |
| 2023 | $1,688.00 | $144,600 Land $46,000 Building $98,600 | $241,000 Land $76,700 Building $164,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Cold Spring Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1996) |
| Most Recent Claim | Sep 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Cold Spring Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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