Mitchell County property record for 29 Colby Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1976 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,418 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-08-8707 |
| Primary APN | 0779-00-08-8707 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Construction Type | Wood |
| Lot Area | 47,480 sqft (1.09 acres) |
| Heating System | Forced Air |
|---|
| Account Number | 001040013 |
|---|---|
| Street Address | 29 COLBY RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATOE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0779-00-08-8707
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 COLBY RD, SPRUCE PINE, NC 28777-6126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000159597 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 29 COLBY RD, SPRUCE PINE, NC 28777-6126 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 29 COLBY RD, SPRUCE PINE, NC 28777-6126 |
| Document Number | 000685/934 |
|---|---|
| Date | Jan 05, 2026 |
| Book Page | 685/934 |
| Instrument | 2026000010 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,418.00 (+1.58%) | $221,100 (-) Land $23,200 Building $197,900 |
| 2023 | $1,396.00 | $221,100 Land $23,200 Building $197,900 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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