29 Co Rd 518, Centre, AL 35960 Property Records

Cherokee County property record for 29 Co Rd 518, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 1954
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$35,100 (Feb 2006)
Tax Bill	$638 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-07-0-000-052.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-07-0-000-052.000`
Alternative APNs	`ALT APN:1403070000052000` `17874`

Interior

Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	17874
Street Address	29 COUNTY ROAD 518
City	CENTRE
State	AL
Zip	35960-7137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM @ THE SW COR;E566;N194;NW346 TO POB;CONT NW404;NE180.5;SE358.5;SW189 TO POB
Legal Range	09E
Legal Township	10S
Legal Section	07
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4014
Census Tract	956000

Owner

29 Co Rd 518 is owned and occupied by two individuals who bought it in February 2006.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	29 COUNTY ROAD 518, CENTRE, AL 35960-7137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
May 14, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2006 · Amount on File
Deed Sale	Feb 10, 2006 · Amount on File
Deed Book / Page	2006 / 139006
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Apr 15, 2026
Property Address	29 COUNTY ROAD 518, CENTRE, AL 35960-7137
Document Number	0000243264
Instrument Date	Mar 27, 2026
Instrument	2026243264
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 COUNTY ROAD 518, CENTRE, AL 35960-7137

Mortgage

Document Number	0000243264,
Date	Apr 15, 2026
Instrument	2026243264

Lender

Name	REGIONS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	May 14, 2026
Property Address	29 COUNTY ROAD 518, CENTRE, AL 35960-7137
Document Number	0000243777
Instrument Date	Mar 27, 2026
Instrument	2026243777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 COUNTY ROAD 518, CENTRE, AL 35960-7137

Mortgage

Document Number	0000243777,
Date	May 14, 2026
Instrument	2026243777

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 29 Co Rd 518 was $638, up 6.9% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$638.00 (+6.87%)
2025	$597.00	$13,740 (-) Land $2,100 Building $11,640	$71,100 (-) Land $10,500 Building $60,600
2024	$597.00	$13,740 (-3.38%) Land $2,100 Building $11,640	$71,100 (-) Land $10,500 Building $60,600
2023	$597.00	$14,220 (+451.16%)	$71,100 (-) Land $10,500 Building $60,600
2022	$597.00	$2,580 Land $2,100 Building $480	$71,100 Land $10,500 Building $60,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 29 Co Rd 518 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Co Rd 518 is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Killians Electronics Fixed Wireless	25 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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