Cape May County and Lower Township property record for 29 Cliffside Rd, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 822 sqft · built 1940 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,500 (Aug 1990) |
| Tax Bill | $3,398 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2023 Mortgage + 1 more |
| APN | 05-00540-0000-00032 |
| Primary APN | 05-00540-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 822 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 29 CLIFFSIDE RD |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L33,34, OB540L602 |
| Legal Subdivision | CAPE MAY BEACH |
| Legal Block | 540 |
| Legal Lot Number | 32 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 21806 |
Source: Cape May County and Lower Township records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Oct 13, 2023 | Deed of Trust, Mortgage H & E TELEPHONE FCU |
| Aug 1, 2023 | Deed of Trust, Mortgage H&E TELEPHONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 1990 · Amount on Record |
| Deed Sale | Aug 8, 1990 · Amount on Record |
| Prior Sale | Aug 3, 1990 · Amount on Record |
| Deed Book / Page | 2069 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 28, 2026 |
| Property Address | 29 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Document Number | 0000108456 |
| Book / Page | 6947 / 77 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026108456 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 CLIFFSIDE RD, CAPE MAY, NJ 08204 |
| Document Number | 0000108456, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 6947/77 |
| Instrument | 2026108456 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 31, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 29 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000022574 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | M6680/568 |
| Instrument | 2023022574 |
| Name | H & E TELEPHONE FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Jul 31, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 29 CLIFFSIDE RD, CAPE MAY, NJ 08204-2242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000016864 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | M6664/926 |
| Instrument | 2023016864 |
| Name | H&E TELEPHONE FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 176 Months |
| Due | Mar 31, 2038 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,600 (-) Land $126,000 Building $41,600 | $167,600 (-) Land $126,000 Building $41,600 | |
| 2025 | $167,600 (-) Land $126,000 Building $41,600 | $167,600 (-) Land $126,000 Building $41,600 | |
| 2024 | $3,398.00 (+4.62%) | ||
| 2023 | $167,600 Land $126,000 Building $41,600 | $167,600 Land $126,000 Building $41,600 | |
| 2022 | $3,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (1985–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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