Lancaster County property record for 29 Circle Dr, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,880 sqft · built 1970 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jun 2007) |
| Tax Bill | $3,480 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 260-35522-0-0000 |
| Primary APN | 260-35522-0-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,454 sqft |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 550 sqft |
| Unfinished Basement | 550 sqft |
| Game Room | Game Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 400 sqft |
| Patio Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 29 CIRCLE DR |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | 29 CIRCLE DR |
| Legal Subdivision | EDGEWATER PARK |
| Legal Lot Number | 8 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12302 |
29 Circle Dr is owned and occupied by two individuals who acquired it in February 2008.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 CIRCLE DR, EPHRATA, PA 17522-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Oct 23, 2020 | Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2007 · Amount on File |
| Deed Sale | Jun 21, 2007 · Amount on File |
| Deed Document Number | 20075628968 |
| Last Transfer Date | Feb 21, 2008 |
| Transfer Doc | 0005686851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 29 CIRCLE DR, EPHRATA, PA 17522-1908 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | REGAL ABSTRACT LANCASTER |
| Name | Verified Name |
|---|
| Document Number | 0006582462 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 6582462 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 29 CIRCLE DR, EPHRATA, PA 17522-1908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 29 CIRCLE DR, EPHRATA, PA 17522-1908 |
| Document Number | 0006554931 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 6554931 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 29 Circle Dr was $3,480 with a homeowner's exemption, up 2.3% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,900 Land $41,600 Building $100,300 | $141,900 Land $41,600 Building $100,300 | |
| 2025 | $3,480.00 (+2.29%) | ||
| 2024 | $3,402.00 | $141,900 Land $41,600 Building $100,300 | |
| 2018 | $141,900 Land $41,600 Building $100,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Circle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 72 (1978–2021) |
| Claims Outside the SFHA | 15 of 72 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Circle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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