29 Cedar Ct, South Elgin, IL 60177 Property Records

Kane County property record for 29 Cedar Ct, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,458 sqft · built 1992
Lot Size	0.143 acres (6,248 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2022)
Tax Bill	$7,855 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03-128-014`

Property Details

APN / Parcel Number

Primary APN	`09-03-128-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
Basement Area	729 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,248 sqft (0.143 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	29 CEDAR CT
City	SOUTH ELGIN
State	IL
Zip	60177-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	255
Legal Subdivision	SUGAR RIDGE
Legal Block	2
Legal Lot Number	255
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2006
Census Tract	852104

Owner

29 Cedar Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 CEDAR CT, SOUTH ELGIN, IL 60177-2823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	May 9, 2007 · Amount on File
Deed Document Number	202220825
Prior Transfer Date	Apr 3, 1996
Prior Transfer Doc	0000030705
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 18, 2022
Property Address	29 CEDAR CT, SOUTH ELGIN, IL 60177-2823
Document Number	0000020825
Map Reference	DOC 92K07042
Instrument Date	Mar 14, 2022
Instrument	2022K020825
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CEDAR CT, SOUTH ELGIN, IL 60177-2823

Mortgage

Document Number	0000020826
Date	Apr 18, 2022
Instrument	2022K020826

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 29 Cedar Ct was $7,855 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,855.00 Homeowner's exemption Senior Citizen's exemption	$128,082 (+8.53%) Land $30,312 Building $97,770	$384,400 (+8.53%) Land $90,972 Building $293,427
2024		$118,016 Land $27,930 Building $90,086	$354,190 Land $83,824 Building $270,366
2022	$6,916.00 (+5.73%) Homeowner's exemption	$91,330 (+6.33%) Land $26,746 Building $64,584	$273,990 (+6.33%) Land $80,238 Building $193,752
2021	$6,541.00 Homeowner's exemption	$85,892 Land $25,494 Building $60,398	$257,676 Land $76,482 Building $181,194

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 29 Cedar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Cedar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20