29 Cedar Crest Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 29 Cedar Crest Dr, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	2,993 sqft · built 2024
Lot Size	0.559 acres (24,356 sqft)
Owner	2 Company Names on File
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Jul 2026 Transfer Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:117 B:90-A L`

Property Details

APN / Parcel Number

Primary APN	`M:117 B:90-A L`
Alternative APNs	`WEST M:117 B:90 L:A` `3388905`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
Gross Area	6,467 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,356 sqft (0.559 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3388905
Street Address	29 CEDAR CREST DR
City	WESTERLY
State	RI
Zip	02891-3326
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	90
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2039
Census Tract	50802

Owner

Source: Westerly Town records · APN M:117 B:90-A L

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	29 CEDAR CREST DR, WESTERLY, RI 02891-3326
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 01, 2025	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Dec 01, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Aug 19, 2024	Deed of Trust, Mortgage · ARM THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000002565
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 29, 2026
Property Address	29 CEDAR CREST DR, WESTERLY, RI 02891-3326
Document Number	0000002565
Book / Page	2026 / 11439
Instrument Date	Jul 28, 2026
Instrument	20262565
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CEDAR CREST DR, WESTERLY, RI 02891-3326

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	29 CEDAR CREST DR, WESTERLY, RI 02891-3326
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-17498
Date	Dec 01, 2025
Book Page	2025/17498
Instrument	2025-4219

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	29 CEDAR CREST DR, WESTERLY, RI 02891-3326
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-17486
Date	Dec 01, 2025
Book Page	2025/17486
Instrument	2025-4218

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	109 Months
Due	Jan 01, 2035

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	29 CEDAR CREST DR, WESTERLY, RI 02891-3326
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024-10468
Date	Aug 19, 2024
Book Page	2024/10468
Instrument	2024-2691

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.88%
Type Change Date	Sep 01, 2030
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,321.00 (+150.83%)	$426,900 (+227.63%) Land $201,800 Building $225,100
2023	$1,324.00 (+0.61%)	$130,300 (-) Land $130,300
2022	$1,316.00	$130,300 Land $130,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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