29 Cayman Cir, Umatilla, FL 32784 Property Records

Lake County property record for 29 Cayman Cir, Umatilla, FL 32784

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,040 sqft · built 2000
Lot Size	0.136 acres (5,933 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (May 2021)
Tax Bill	$1,011 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-18-26-0015-000-03500`

Property Details

APN / Parcel Number

Primary APN	`14-18-26-0015-000-03500`
Alternative APN	`3551141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	5,933 sqft (0.136 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3551141
Street Address	29 CAYMAN CIR
City	UMATILLA
State	FL
Zip	32784-9081
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	UMATILLA LAKE MARY ESTATES SUB LOT 35 PB 28 PG 74-76 ORB 5714 PG 887
Legal Range	26E
Legal Township	18S
Legal Section	14
Legal Subdivision	LAKE MARY ESTATES
Legal Tract	15
Legal Lot Number	35
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1063
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	29 CAYMAN CIR, UMATILLA, FL 32784-9081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Aug 3, 2000 · Amount on Record
Deed Document Number	2021070750
Deed Book / Page	5714 / 887
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 21, 2021
Property Address	29 CAYMAN CIR, UMATILLA, FL 32784-9081
Document Number	0057140887
Book / Page	5714 / 887
Map Reference	MB 28 PG 74-76
Instrument Date	May 7, 2021
Instrument	2021070750
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17205 SE 249TH TER, UMATILLA, FL 32784-7112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 CAYMAN CIR, UMATILLA, FL 32784-9081

Mortgage

Document Number	0005714889
Date	May 21, 2021
Instrument	5714/889

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,370 (+5.97%) Land $48,400 Building $35,970	$125,605 (+57.76%) Land $48,400 Building $77,205
2024	$1,011.00 (+5.2%)
2023	$961.00 (+6.07%) Homeowner's exemption Additional exemption filed	$79,616 (-)	$79,616 (-) Land $27,500 Building $52,116
2022	$906.00 Homeowner's exemption Additional exemption filed	$79,616	$79,616 Land $27,500 Building $52,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20