Walton County property record for 29 Cameo Ct, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,215 sqft · built 1992 |
| Lot Size | 0.218 acres (9,477 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $895,000 (Apr 2023) |
| Tax Bill | $4,903 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42910-00D-0030 |
| Primary APN | 30-2S-21-42910-00D-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,215 sqft Living Area |
| Gross Area | 3,110 sqft |
| 1st Floor Area | 2,215 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,477 sqft (0.218 acres) |
| Lot Dimensions | 110 ft deep x 37 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Brick Driveway |
| Pool Area | 208 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 454 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 29 CAMEO CT |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | LOT 3 BLK D EMERALD BAY PHASE 1A S/D PB 9-7 AMENDED PB 9-27 OR 973-270 OR 2040-420 OR 2291/301 OR 2747-1854 OR 2843-1647 OR 3285-4282 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD BAY PHASE 1A |
| Legal Phase | 1A |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950608 |
29 Cameo Ct is owned by two individuals who bought it in April 2023.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 W PINEHURST TRL, NORTH SIOUX CITY, SD 57049-5240 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX |
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on File |
| Deed Sale | Apr 6, 2023 · Amount on File |
| Prior Sale | Jun 4, 2010 · Amount on File |
| Deed Document Number | 202311908 |
| Deed Book / Page | 3285 / 4282 |
| Prior Transfer Date | Dec 13, 2006 |
| Prior Transfer Doc | 0027471854 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 6, 2023 |
| Property Address | 29 CAMEO CT, MIRAMAR BEACH, FL 32550-5260 |
| Document Number | 0032854282 |
| Book / Page | 3285 / 4282 |
| Map Reference | MB 9 PG 7-7A |
| Instrument Date | Apr 4, 2023 |
| Instrument | 20230011908 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | WATERSOUND CLOSINGS & ESCROW LLC, WATERSOUND CLOSINGS & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 CAMEO CT, MIRAMAR BEACH, FL 32550-5260 |
| Name | Verified Name |
|---|---|
| Address | 212 W PINEHURST TRL, DAKOTA DUNES, SD 57049-5240 |
| Document Number | 0032854284 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 3285/4284 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 29 CAMEO CT, MIRAMAR BEACH, FL 32550-5260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 29 CAMEO CT, MIRAMAR BEACH, FL 32550-5260 |
| Document Number | 0032171110 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 3217/1110 |
| Instrument | 20210047314 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 29 Cameo Ct was $4,903, down 2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,903.00 (-2.04%) | $542,669 Land $152,950 Building $389,719 | $542,669 Land $152,950 Building $389,719 |
| 2024 | $5,005.00 (+101.57%) | ||
| 2023 | $2,483.00 (+1.39%) Homeowner's exemption | $532,912 (+0.05%) Land $152,950 Building $379,962 | $532,912 (+0.05%) Land $152,950 Building $379,962 |
| 2022 | $2,449.00 Homeowner's exemption | $532,668 Land $139,286 Building $393,382 | $532,668 Land $139,286 Building $393,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Cameo Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1992) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 29 Cameo Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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