29 Baldwin Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 29 Baldwin Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,983 sqft · built 1994
Lot Size	0.505 acres (21,976 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Nov 2022)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44L-4-88`

Property Details

APN / Parcel Number

Primary APN	`44L-4-88`
Alternative APNs	`044L 4 88` `26683`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,983 sqft Living Area
Gross Area	3,573 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,976 sqft (0.505 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	33 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	26683
Street Address	29 BALDWIN DR
City	FREDERICKSBURG
State	VA
Zip	22406-6264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 88 SEC 4 21977 SQFT CARDINAL FOREST
Legal Subdivision	CARDINAL FOREST SEC 4
Legal Block	3
Legal Lot Number	88
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3003
Census Tract	10305

Owner

29 Baldwin Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Stafford County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Nov 20, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FIN'L NTWK INC
Mar 12, 2020	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	202221296
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Nov 4, 2022
Property Address	29 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Document Number	0220021296
Instrument Date	Nov 1, 2022
Instrument	220021296
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 BALDWIN DR, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	0220021297
Date	Nov 4, 2022
Instrument	220021297

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	29 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Document Number	200032212
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 BALDWIN DR FREDERICKSBURG VA 224066264, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	200032212
Date	Nov 30, 2020
Instrument	32212

Lender

Name	AMERICAN FIN'L NTWK INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 12, 2020
Property Address	29 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Document Number	200005471
Instrument Date	Mar 11, 2020
Instrument	5471
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 BALDWIN DR FREDERICKSBURG VA 224066264, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	200005472
Date	Mar 12, 2020
Instrument	5472

Lender

Name	WATERSTONE MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 29 Baldwin Dr was $3,515, down 4.6% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (-4.59%)	$375,300 Land $130,000 Building $245,300	$375,300 Land $130,000 Building $245,300
2024	$3,684.00
2023	$3,684.00	$389,900 Land $125,000 Building $264,900	$389,900 Land $125,000 Building $264,900
2021	$3,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Baldwin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Baldwin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baldwin Dr

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