Lake County property record for 29 Arthur Cir, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1954 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Apr 2019) |
| Tax Bill | $1,142 (2026) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Sep 2018 Sale & Mortgage |
| APN | 22-7440-03540 |
| Primary APN | 22-7440-03540 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 29 ARTHUR CIR |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 BLOCK 3 |
| Legal Block | 3 |
| Legal Lot Number | 54 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER BAY |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 370300 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29 ARTHUR CIR, SILVER BAY, MN 55614-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage BLACKRIDGE BANK |
| Sep 18, 2018 | Warranty Deed, Transfer LAKE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Prior Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 201945582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 2, 2019 |
| Property Address | 29 ARTHUR CIR, SILVER BAY, MN 55614-1304 |
| Document Number | T000045582 |
| Book / Page | 199 |
| Instrument Date | Mar 21, 2019 |
| Instrument | T000045582 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 ARTHUR CIR, SILVER BAY, MN 55614-1304 |
| Document Number | T000045583 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | T000045583 |
| Name | BLACKRIDGE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Sep 18, 2018 |
| Property Address | 29 ARTHUR CIR, SILVER BAY, MN 55614-1304 |
| Document Number | T000045203 |
| Book / Page | 97 |
| Instrument Date | Sep 13, 2018 |
| Instrument | T000045203 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22 ADAMS BLVD, SILVER BAY, MN 55614-1301 |
| Document Number | T000045204 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | T000045204 |
| Name | LAKE BANK |
|---|
| Amount | Amount Recorded |
|---|
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Silver Bay City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,142.00 Homeowner's exemption | $139,800 (-9.04%) Land $18,800 Building $121,000 | $139,800 (-9.04%) Land $18,800 Building $121,000 |
| 2023 | $153,700 Land $18,800 Building $134,900 | $153,700 Land $18,800 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Silver Bay serves 1,826 people · EPA ID MN1380003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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