29 Arbor Cir, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 29 Arbor Cir, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,240 sqft · built 1989
Lot Size	0.717 acres (31,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,320,000 (Jun 2023)
Tax Bill	$14,426 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`37-0000120N`

Property Details

APN / Parcel Number

Primary APN	`37-0000120N`
Alternative APN	`NATI M:00000037 P:0000120N`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	31,233 sqft (0.717 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37-0000120N
Street Address	29 ARBOR CIR
City	NATICK
State	MA
Zip	01760-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1022
Census Tract	382200

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 ARBOR CIR, NATICK, MA 01760-2954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 16, 2019	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	202358415
Deed Book / Page	81609 / 22
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	0081609-22
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jun 2, 2023
Property Address	29 ARBOR CIR, NATICK, MA 01760-2954
Document Number	0081609-22
Book / Page	81609 / 22
Instrument Date	Jun 1, 2023
Instrument	58415
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 ARBOR CIR, NATICK, MA 01760-2954

Mortgage

Document Number	0000058418
Date	Jun 2, 2023
Instrument	58418

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Jul 1, 2033
Max Rate At Change	3%
Index	Other
Margin	3

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	29 ARBOR CIR, NATICK, MA 01760-2954
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080639-522
Date	Aug 29, 2022
Book Page	80639/522
Instrument	131770

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	29 ARBOR CIR, NATICK, MA 01760-2954
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77302-406
Date	Mar 23, 2021
Book Page	77302/406
Instrument	64268

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	29 ARBOR CIR, NATICK, MA 01760-2954
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70552-144
Date	Jan 25, 2018
Book Page	70552/144
Instrument	11781

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	29 ARBOR CIR, NATICK, MA 01760-2954
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70275-331
Date	Nov 22, 2017
Book Page	70275/331
Instrument	190272

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Sep 16, 2019
Property Address	29 ARBOR CIR, NATICK, MA 01760-2954
Document Number	73285-198
Book / Page	073285 / 000198
Instrument Date	Sep 4, 2019
Instrument	140249
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,058.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 ARBOR CIR NATICK MA 017602954, NATICK, MA 01760-2954

Mortgage

Document Number	73285-202
Date	Sep 16, 2019
Book Page	073285/000202
Instrument	140250

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,426.00 (+4.22%)	$1,206,200 (+6.84%) Land $497,800 Building $708,400	$1,398,685
2024	$13,842.00 (+5.42%)	$1,129,000 (+8.68%) Land $470,200 Building $658,800
2023	$13,130.00	$1,038,800 Land $438,200 Building $600,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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