Rowan County property record for 29 Alderman Ln, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,947 sqft |
| Lot Size | 4.39 acres (191,228 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (Aug 2013) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-00 00 035.09 |
| Primary APN | 028-00 00 035.09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,947 sqft Living Area |
| Exterior Material | Other |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 191,228 sqft (4.39 acres) |
| Garage Type | Attached |
| Garage Area | 755 sqft |
| Cooling System | Central |
|---|
| Account Number | 9316 |
|---|---|
| Street Address | 29 ALDERMAN LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.39 A +-& HOUSE KY 32 |
| Legal Subdivision | W SIDE KY 32 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950100 |
29 Alderman Ln is owned and occupied by two individuals who bought it in August 2013.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 ALDERMAN LN, MOREHEAD, KY 40351-7625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Dec 1, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2013 · Amount on File |
| Deed Sale | Aug 5, 2013 · Amount on File |
| Deed Document Number | 2013384245 |
| Deed Book / Page | 248 / 736-738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 29 ALDERMAN LN, MOREHEAD, KY 40351-7625 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00A418/596 |
|---|---|
| Date | May 27, 2020 |
| Book Page | A418/596 |
| Instrument | 2005026 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | OLIVE HILL, KY 41164 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 29 ALDERMAN LN, MOREHEAD, KY 40351-7625 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | AMC SETTLEMENT SERVICES LLC, ANC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 00A443/412 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | A443/412 |
| Instrument | 2013976 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 29 Alderman Ln was $1,569.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,569.00 | $187,500 Land $30,000 Building $157,500 | $187,500 Land $30,000 Building $157,500 |
| 2023 | $1,597.00 | $187,500 Land $30,000 Building $157,500 | $187,500 Land $30,000 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Alderman Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Alderman Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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