28W773 Richards Dr, Naperville, IL 60564 Property Records

Will County property record for 28W773 Richards Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,504 sqft · built 1977
Lot Size	0.47 acres (20,640 sqft)
Owner	Individual Name on Record
Last Sale	$107,500 (Sep 2018)
Tax Bill	$8,310 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-303-001`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-303-001`
Alternative APN	`01113030010000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,504 sqft Total Area
1st Floor Area	1,504 sqft
Basement Area	713 sqft
Finished Basement	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Lot Area	20,640 sqft (0.47 acres)
Garage Area	613 sqft

Location & Zoning

Street Address	28W773 RICHARDS DR
City	NAPERVILLE
State	IL
Zip	60564-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 IN WHEATLAND SOUTH UNIT 1, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC. 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	WHEATLAND SOUTH
Legal Block	1
Legal Lot Number	13
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	4
Census Block	4003
Census Tract	880305

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28W773 RICHARDS DR, NAPERVILLE, IL 60564-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 21, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage STC CAPITAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	201866566
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0000066566
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	28W773 RICHARDS DR, NAPERVILLE, IL 60564-5121
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048489
Date	Apr 29, 2021
Instrument	R2021048489

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate	2.99%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	28W773 RICHARDS DR, NAPERVILLE, IL 60564-5121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005440
Date	Jan 17, 2020
Instrument	R2020005440

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Sep 21, 2018
Property Address	28W773 RICHARDS DR, NAPERVILLE, IL 60564-5121
Document Number	0000066566
Instrument Date	Sep 5, 2018
Instrument	R2018066566
Transaction Type	Foreclosure
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$483.75
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 E 22ND ST # ST101, 845, LOMBARD, IL 60148-6702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28W773 RICHARDS DR, NAPERVILLE, IL 60564-5121

Mortgage

Document Number	0000066567
Date	Sep 21, 2018
Instrument	R2018066567

Lender

Name	STC CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,310.00 (+25%)	$154,071 (+9.95%) Land $28,522 Building $125,549	$462,213 (+9.95%) Land $85,566 Building $376,647
2024		$140,128 (+31.56%) Land $25,941 Building $114,187	$420,384 (+31.56%) Land $77,823 Building $342,561
2022	$6,648.00 Homeowner's exemption	$106,514 Land $21,679 Building $84,835	$319,542 Land $65,037 Building $254,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Astound Broadband, Verizon.

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