28W770 Garys Mill Rd, West Chicago, IL 60185 Property Records

DuPage County property record for 28W770 Garys Mill Rd, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$188,500 (Apr 2017)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-14-304-004`

Property Details

APN / Parcel Number

Primary APN	`04-14-304-004`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	28W770 GARYS MILL RD
City	WEST CHICAGO
State	IL
Zip	60185-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Description	WEST WIND ACRES
Legal Subdivision	WEST WIND ACRES
Legal Lot Number	16
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	1
Census Block	1000
Census Tract	841603

Owner

28W770 Garys Mill Rd is owned and occupied by two individuals who bought it in April 2017.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28W770 GARYS MILL RD, WEST CHICAGO, IL 60185-4202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC
Apr 21, 2017	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017 · Amount on File
Deed Sale	Apr 21, 2017 · Amount on File
Deed Document Number	201738479
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	28W770 GARYS MILL RD, WEST CHICAGO, IL 60185-4202
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008238
Date	Jan 26, 2018
Instrument	R2018-008238

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 21, 2017
Property Address	28W770 GARYS MILL RD, WEST CHICAGO, IL 60185-4202
Document Number	0000038479
Instrument Date	Apr 1, 2017
Instrument	38479
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1651 BRIARCLIFFE BLVD #H WHEATON IL 601898354, H, WHEATON, IL 60189-8354

Mortgage

Document Number	38480
Date	Apr 21, 2017
Instrument	38480

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 28W770 Garys Mill Rd was $1,310.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,310.00	$17,043 Land $17,043	$51,129 Land $51,129
2022	$1,143.00	$13,310 Land $13,310	$39,930 Land $39,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28W770 Garys Mill Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2008)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Dec 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28W770 Garys Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Garys Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures