28W495 87th St, Naperville, IL 60564 Property Records

Will County property record for 28W495 87th St, Naperville, IL 60564

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,594 sqft · built 1968
Lot Size0.83 acres (36,299 sqft)
Owner2 Individual Names on File
Last Sale$980,000 (Jun 2024)
Tax Bill$11,622 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2024 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-01-02-101-007

Property Details

APN / Parcel Number

Primary APN07-01-02-101-007
Alternative APN
  • 01021010070000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,594 sqft Total Area
1st Floor Area1,410 sqft
2nd Floor Area1,184 sqft
Basement Area1,410 sqft
Unfinished Basement1,410 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeBrick
Lot Area36,299 sqft (0.83 acres)
Garage Area506 sqft

Location & Zoning

Street Address28W495 87TH ST
CityNAPERVILLE
StateIL
Zip60564-9608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 IN FRY'S WHEATLAND VIEW UNIT 1, BEING A SUB OF PRT OF THE NE1/4 OF THE NW1/4 OF SEC 2, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section02
Legal SubdivisionWHEATLAND VIEW
Legal Block1
Legal Lot Number6
Legal Unit1
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group1
Census Block1006
Census Tract880303

Owner

28W495 87th St is owned and occupied by two individuals who bought it in June 2024.

Source: Will County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address28W495 87TH ST, NAPERVILLE, IL 60564-9608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 26, 2024Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 27, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2024 · Amount on File
Deed SaleJun 26, 2024 · Amount on File
Prior SaleApr 15, 2015 · Amount on File
Deed Document Number202431405
Prior Transfer DateJun 14, 2023
Prior Transfer Doc0000031885
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address28W495 87TH ST, NAPERVILLE, IL 60564-9608
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28W495 87TH ST, NAPERVILLE, IL 60564-9608

Mortgage

Document Number0000054609
DateSep 30, 2025
InstrumentR2025054609
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate6.12%

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionWILL IL
Recording DateJun 26, 2024
Property Address28W495 87TH ST, NAPERVILLE, IL 60564-9608
Document Number0000031405
Map ReferenceDOC 931263
Instrument DateJun 20, 2024
InstrumentR2024031405
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyTax Sale
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28W495 87TH ST, NAPERVILLE, IL 60564-9608

Mortgage

Document Number0000031406
DateJun 26, 2024
InstrumentR2024031406
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2054
Interest
Rate6.99%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILL IL
Recording DateJun 27, 2023
Property Address28W495 87TH ST, NAPERVILLE, IL 60564-9608
Document Number0000031885
Map ReferenceDOC 931263
Instrument DateJun 14, 2023
InstrumentR2023031885
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28W495 87TH ST, NAPERVILLE, IL 60564-9608

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address28W495 87TH ST, NAPERVILLE, IL 60564-9608
Transaction TypeMortgage
Record UpdatedDec 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003685
DateJan 16, 2018
InstrumentR2018003685
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressOAK BROOK, IL 60523
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2038

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address28W495 87TH ST, NAPERVILLE, IL 60564-9608
Transaction TypeMortgage
Record UpdatedDec 5, 2022
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054433
DateAug 16, 2019
InstrumentR2019054433
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate
Rate4.25%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address28W495 87TH ST, NAPERVILLE, IL 60564-9608
Transaction TypeMortgage
Record UpdatedDec 5, 2022
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036501
DateMay 14, 2020
InstrumentR2020036501
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28W495 87th St was $11,622.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,622.00$228,012 (+9.95%) Land $28,522 Building $199,490$684,036 (+9.95%) Land $85,566 Building $598,470
2024$207,378 Land $25,941 Building $181,437$622,134 Land $77,823 Building $544,311
2022$9,624.00$139,199 (+5%) Land $21,679 Building $117,520$417,597 Land $65,037 Building $352,560
2021$132,571 Land $20,647 Building $111,924
2020$391,413 Land $60,960 Building $330,453

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28W495 87th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1983–1996)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28W495 87th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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