28W351 Garys Mill Rd, Winfield, IL 60190 Property Records

DuPage County property record for 28W351 Garys Mill Rd, Winfield, IL 60190

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1959
Lot Size	1.86 acres (81,457 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Jun 2020)
Tax Bill	$9,735 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-14-401-002`

Property Details

APN / Parcel Number

Primary APN	`04-14-401-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,344 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	81,457 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28W351 GARYS MILL RD
City	WINFIELD
State	IL
Zip	60190-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OWNERS ASSMT PLAT OF LINCOLN ESTATES
Legal Subdivision	OWNERS ASSMT PLAT OF LINCOLN ESTATES
Legal Lot Number	8
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2021
Census Tract	841403

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28W351 GARYS MILL RD, WINFIELD, IL 60190-1570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit HEALTHCARE ASSOCIATES CU
Jun 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Sep 20, 2012 · Amount on File
Deed Document Number	202055604
Prior Transfer Date	Jun 6, 2003
Prior Transfer Doc	0000262712
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	28W351 GARYS MILL RD, WINFIELD, IL 60190-1570
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059057
Date	Sep 13, 2023
Instrument	R2023-059057

Lender

Name	HEALTHCARE ASSOCIATES CU
Type	Credit Union
Address	CHICAGO, IL 60653

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 12, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 2, 2020
Property Address	28W351 GARYS MILL RD, WINFIELD, IL 60190-1570
Document Number	0000005609
Instrument Date	May 22, 2020
Instrument	5609
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 N KIMBALL AVE #3 CHICAGO IL 606181102, 3, CHICAGO, IL 60618-1102

Mortgage

Document Number	55605
Date	Jun 2, 2020
Instrument	55605

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,735.00 (+14.35%)	$138,689 (+28.06%) Land $75,568 Building $63,121	$416,067 (+28.06%) Land $226,704 Building $189,363
2022	$8,513.00 Homeowner's exemption	$108,300 Land $59,010 Building $49,290	$324,900 Land $177,030 Building $147,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	32 (1978–2020)
Claims Outside the SFHA	5 of 32
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 15 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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