Monroe County property record for 28D 11th Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,159 sqft · built 1977 |
| Lot Size | 0.081 acres (3,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jan 1999) |
| Tax Bill | $1,614 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00128950-000000 |
| Primary APN | 00128950-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,159 sqft Living Area |
| 1st Floor Area | 1,135 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,570 sqft (0.081 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|
| Account Number | 1163112 |
|---|---|
| Old Parcel Number | 35672500128950000000 |
| Street Address | 28D 11TH AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK D LT 28 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR375-62/63E OR659-757 OR729-240/41 OR786-883 OR801-2233 OR1286-1262C/T |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 35 |
| Legal Subdivision | LINCOLN GARDENS NO 2 |
| Legal Block | D |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 971800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 11TH AVE # D, D, KEY WEST, FL 33040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1999 · Amount on Record |
| Deed Sale | Jan 1, 1999 · Amount on Record |
| Prior Sale | Jan 25, 1994 |
| Deed Document Number | 0001556244 |
| Deed Book / Page | 01311 / 02326 |
| Prior Transfer Date | Jun 21, 1994 |
| Prior Transfer Doc | 0131102326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 28D 11TH AVE, KEY WEST, FL 33040-5869 |
| Document Number | 0029120486 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 D 11TH AVE KEY WEST FL 33040, KEY WEST, FL 33040 |
| Document Number | 0029120486 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 002912/000486 |
| Instrument | 2173913 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,892 (+5.99%) | $465,754 (+8.33%) Land $299,880 Building $165,874 | |
| 2024 | $1,614.00 (+8.61%) | ||
| 2023 | $1,486.00 (+3.27%) Homeowner's exemption | $163,127 (+3%) | $429,955 (+9.41%) Land $278,460 Building $151,495 |
| 2022 | $1,439.00 Homeowner's exemption | $158,376 | $392,960 Land $239,190 Building $153,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 332 units insured incl. 38 condo units |
| Nearby Flood Claims | 201 (1980–2022) |
| Claims Outside the SFHA | 2 of 201 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures