28C Pacific Ave, Surfside, CA 90743 Property Records

Orange County property record for 28C Pacific Ave, Surfside, CA 90743

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,302 sqft · built 1976
Lot Size	0.02 acres (875 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Aug 2019)
Tax Bill	$13,037 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178-461-59`

Property Details

APN / Parcel Number

Primary APN	`178-461-59`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,302 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	875 sqft (0.02 acres)
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28C PACIFIC AVE
City	SURFSIDE
State	CA
Zip	90743-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S TWP 5 RGE 12 SEC 24 SEC 24 T 5 R 12 POR NE1/4
Legal Subdivision	SURF SIDE COLONY
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1004
Census Tract	99506

Owner

Source: Orange County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1077 PACIFIC COAST HWY, SEAL BEACH, CA 90740-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 29, 2019	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	2019324698
Prior Transfer Date	Mar 8, 1999
Prior Transfer Doc	0000191634
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 PACIFIC AVE # C, C, SURFSIDE, CA 90743
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28C PACIFIC AVE, SURFSIDE, CA 90743

Mortgage

Document Number	0000287194
Date	Apr 29, 2021
Instrument	2021000287194

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 29, 2019
Property Address	28 PACIFIC AVE # C, C, SURFSIDE, CA 90743
Document Number	0000324698
Instrument Date	Jul 30, 2019
Instrument	324698
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 PACIFIC COAST HWY #201 SEAL BEACH CA 907406214, 201, SEAL BEACH, CA 90740-6214

Mortgage

Document Number	324699
Date	Aug 29, 2019
Instrument	324699

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Seal Beach City
Unified School District	Los Alamitos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,037.00 (+1.66%) Homeowner's exemption	$1,093,645 (+4.04%) Land $984,999 Building $108,646
2024	$12,824.00 (+3.42%)
2023	$12,400.00 (+0.93%) Homeowner's exemption	$1,051,178 Land $946,750 Building $104,428
2022	$12,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	46 (1983–2023)
Claims Outside the SFHA	42 of 46
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEAL BEACH serves 24,937 people · EPA ID CA3010041
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: AT&T, Frontier, Verizon.

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