28995 V Ave, Waucoma, IA 52171 Property Records

Fayette County property record for 28995 V Ave, Waucoma, IA 52171

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,568 sqft · built 2002
Lot Size	1.14 acres (50,050 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2026)
Tax Bill	$3,700 (2026)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0116201005`

Property Details

APN / Parcel Number

Primary APN	`0116201005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	1,275 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,050 sqft (1.14 acres)
Lot Dimensions	305 ft deep x 327 ft wide
Garage Type	Mixed
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal
Water Source	Commercial

Location & Zoning

Street Address	28995 V AVE
City	WAUCOMA
State	IA
Zip	52171-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL M NW NE SURVEY BOOK 2000 PAGE 2369
Jurisdiction	FAYETTE IA
Township / Civil Division	EDEN
Census Block Group	2
Census Block	2046
Census Tract	80700

Owner

28995 V Ave is owned and occupied by an individual who bought it in August 2026.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28995 V AVE, WAUCOMA, IA 52171-7100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Line of Credit NORTHEAST SECURITY BANK
Jun 5, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Deed Document Number	20262184
Deed Book / Page	2026 / 2184
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Aug 10, 2026
Property Address	28995 V AVE, WAUCOMA, IA 52171-7100
Document Number	0000002184
Book / Page	2026 / 2184
Instrument Date	Aug 6, 2026
Instrument	20262184
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28995 V AVE, WAUCOMA, IA 52171-7100

Mortgage

Document Number	0000002185,
Date	Aug 10, 2026
Instrument	20262185

Lender

Name	NORTHEAST SECURITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Recording Date	Jun 5, 2026
Property Address	28995 V AVE, WAUCOMA, IA 52171-7100
Document Number	0000001547
Book / Page	2026 / 1547
Instrument Date	May 22, 2026
Instrument	20261547
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28995 V AVE, WAUCOMA, IA 52171-7100

Mortgage

Document Number	0000001547,
Date	Jun 5, 2026
Book Page	2026/1547
Instrument	20261547

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	Apr 28, 2027

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 28995 V Ave was $3,700 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Waucoma City
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,700.00	$260,340 (-) Land $24,540 Building $235,800	$260,340 (-) Land $24,540 Building $235,800
2025	$3,700.00 (+4.58%) Homeowner's exemption	$260,340 Land $24,540 Building $235,800	$260,340 Land $24,540 Building $235,800
2024	$3,538.00
2023		$229,910 (+24.61%) Land $24,540 Building $205,370	$229,910 Land $24,540 Building $205,370
2022	$2,888.00 Homeowner's exemption	$184,500 Land $20,450 Building $164,050
2021			$184,500 Land $20,450 Building $164,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28995 V Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2008–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28995 V Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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