2899 S Forrest Ln, Decatur, IL 62521 Property Records

Macon County property record for 2899 S Forrest Ln, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Feb 2011)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-26-476-012`

Property Details

APN / Parcel Number

Primary APN	`04-12-26-476-012`
Alternative APN	`12-26-476-012`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Account Number	041226476012
Street Address	2899 S FORREST LN
City	DECATUR
State	IL
Zip	62521-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0050 B 00 FORREST GREEN ADD03BK3434/104 IRREG 98BK2809/982 126,000 00BK2955/649 125,000
Legal Subdivision	GREEN ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1040
Census Tract	1300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2899 S FORREST LN, DECATUR, IL 62521-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 1, 2022	Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2011 · Amount on Record
Deed Sale	Feb 15, 2011 · Amount on Record
Prior Sale	Feb 23, 2007 · Amount on Record
Deed Document Number	20111810072
Deed Book / Page	4125 / 665
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Recording Date	Apr 24, 2026
Property Address	2899 S FORREST LN, DECATUR, IL 62521-5414
Document Number	0000004456
Instrument Date	Apr 17, 2026
Instrument	20264456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2899 S FORREST LN, DECATUR, IL 62521-5414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004456,
Date	Apr 24, 2026
Instrument	20264456

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	7%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2899 S FORREST LN, DECATUR, IL 62521-5414
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004877/384
Date	Feb 1, 2022
Book Page	4877/384
Instrument	1992272

Lender

Name	PHH MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00 (+6.24%) Homeowner's exemption	$58,712 (+7.27%) Land $9,592 Building $49,120	$176,154 (+7.27%) Land $28,779 Building $147,375
2024	$4,006.00	$54,733 Land $8,942 Building $45,791	$164,216 Land $26,829 Building $137,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Shawnee Communications.

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