2899 Republic Ave, Radcliff, KY 40160 Property Records

Hardin County property record for 2899 Republic Ave, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,189 sqft · built 1986
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2026)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2016 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`180-20-07-004`

Property Details

APN / Parcel Number

Primary APN	`180-20-07-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,189 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	13,329 sqft (0.306 acres)
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2899 REPUBLIC AVE
City	RADCLIFF
State	KY
Zip	40160-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 170 #10
Legal Subdivision	WHISPERING HILLS
Legal Block	7
Legal Lot Number	170
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2019
Census Tract	600

Owner

Source: Hardin County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 SNYDER WAY, 158, RADCLIFF, KY 40160-8183
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST CAPITAL BANK OF KENTUCKY
Mar 13, 2026	Deed, Transfer · Balloon Mortgage JOSEPH BURNETT
Sep 1, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 6, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2016	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 18, 2011	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2011	Warranty Deed, Transfer
Jan 18, 2011	Deed, Transfer WEST POINT BANK RAD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Mar 13, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1607 / 1121
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	01459/1119
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 25, 2026
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	1607001121
Book / Page	1607 / 1121
Instrument Date	Sep 24, 2026
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2634000184,
Date	Sep 25, 2026
Book Page	2634/184

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002160/973
Date	May 13, 2016
Book Page	2160/973

Lender

Name	FIRST CAPITAL BANK OF KENTUCKY
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 9, 2018

Interest

Rate Type	Adjustable Rate

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 13, 2026
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	0001598/95
Book / Page	1598 / 95
Map Reference	CAB 1 SH 493
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 HERMAN GREENE RD, OWENTON, KY 40359-7908

Mortgage

Document Number	0002605588
Date	Mar 13, 2026
Instrument	2605/588

Lender

Name	JOSEPH BURNETT
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Sep 12, 2027

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 1, 2023
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	001557/871
Book / Page	1557 / 871
Map Reference	CAB 1 SH 493
Instrument Date	Aug 29, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1811 N DIXIE AVE, ELIZABETHTOWN, KY 42701-5554

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 6, 2023
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	001553/434
Book / Page	1553 / 434
Map Reference	CAB 1 SH 493
Instrument Date	May 16, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 N DIXIE AVE # AVE104, AVE104, ELIZABETHTOWN, KY 42701-5554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 N DIXIE AVE STE 104, 104, ELIZABETHTOWN, KY 42701-5564

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN KY
Recording Date	Jul 18, 2018
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	01459/1119
Book / Page	1459 / 1119
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811, ELIZABETHTOWN, KY 42701

February 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN KY
Recording Date	Feb 17, 2016
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	001420/725
Book / Page	1420 / 725
Map Reference	PL CAB 1 SH 493
Instrument Date	Feb 17, 2016
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 GENROSE DR, RINEYVILLE, KY 40162-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GENROSE DR, RINEYVILLE, KY 40162-9628
Investor	Possibly a Property Investor

April 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 18, 2011
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	001347/756
Book / Page	1347 / 756
Map Reference	CAB1 PG493
Instrument Date	Apr 15, 2011
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 GENROSE DR, RINEYVILLE, KY 40162-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GLENROSE DR, RINEYVILLE, KY 40162-9628
Investor	Possibly a Property Investor

April 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 5, 2011
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	001347/132
Book / Page	1347 / 132
Map Reference	CAB1 PG493
Instrument Date	Apr 5, 2011
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1538 HILLCREEK DR, ELIZABETHTOWN, KY 42701-7711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 HILLCREEK DR, ELIZABETHTOWN, KY 42701-7711
Investor	Possibly a Property Investor

January 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jan 18, 2011
Property Address	2899 REPUBLIC AVE, RADCLIFF, KY 40160-8941
Document Number	001344/172
Book / Page	1344 / 172
Map Reference	CAB1 PG493
Instrument Date	Jan 12, 2011
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SETH CT, RADCLIFF, KY 40160-9598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GENROSE DR, RINEYVILLE, KY 40162-9628

Mortgage

Document Number	0019681231
Date	Jan 18, 2011
Instrument	1968/1231

Lender

Name	WEST POINT BANK RAD

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2031

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 (+983.61%)	$138,400 (+62.82%) Land $18,000 Building $120,400	$138,400 (+62.82%) Land $18,000 Building $120,400
2023		$85,000 (-) Land $14,900 Building $70,100	$85,000 (-) Land $14,900 Building $70,100
2022	$122.00 (-85.41%)	$85,000 Land $14,900 Building $70,100	$85,000 Land $14,900 Building $70,100
2021	$836.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

2899 Republic Ave, Radcliff, KY 40160 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2016: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2011: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2011: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2011: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Republic Ave

Nearby Streets

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