2899 Emerald Ln, Acworth, GA 30102 Property Records

Cherokee County property record for 2899 Emerald Ln, Acworth, GA 30102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1988
Lot Size0.638 acres (27,801 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Jan 2026)
Tax Bill$3,040 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21N06C 044

Property Details

APN / Parcel Number

Primary APN21N06C 044
Alternative APNs
  • 1209806
  • 452400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,456 sqft Heated Area
1st Floor Area1,456 sqft
Basement Area1,440 sqft
Unfinished Basement1,440 sqft
FlooringPlywood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,801 sqft
Deck Area276 sqft
Patio Area562 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number452400
Old Parcel Number21N06C044
Street Address2899 EMERALD LN
CityACWORTH
StateGA
Zip30102-2054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionLOT 46 EMERALD FOREST UIIPB34/88
Legal SubdivisionEMERALD FOREST
Legal Lot Number46
JurisdictionCHEROKEE GA
Township / Civil DivisionWOODSTOCK
Census Block Group1
Census Block1000
Census Tract91104

Owner

2899 Emerald Ln is owned and occupied by an individual who bought it in January 2026.

Source: Cherokee County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2899 EMERALD LN, ACWORTH, GA 30102-2054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES
Jan 26, 2021Deed of Trust, Mortgage · FHA Mortgage
NATION STAR MORTGAGE
Jan 5, 2026Limited Warranty Deed, Transfer · VA Mortgage
NATIONS DIRECT MORTGAGE
Oct 2, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Nov 1, 2018Grant Deed, Transfer · FHA Mortgage
CMG FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2026 · Amount on File
Deed SaleJan 5, 2026 · Amount on File
Prior SaleOct 26, 2018 · Amount on File
Deed Document Number0150791222
Deed Book / Page15079 / 1222
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE GA
Property Address2899 EMERALD LN, ACWORTH, GA 30102-2054
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 EMERALD LN, ACWORTH, GA 30102-2054
InvestorPossibly a Property Investor

Mortgage

Document Number0147701660
DateMar 16, 2022
Book Page0000014770/0000001660
Instrument2022011256
Lender
NameHOMEBRIDGE FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE GA
Property Address2899 EMERALD LN, ACWORTH, GA 30102-2054
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 EMERALD LN, ACWORTH, GA 30102-2054
InvestorPossibly a Property Investor

Mortgage

Document Number0145912018
DateJan 26, 2021
Book Page0000014591/0000002018
Instrument2021004194
Lender
NameNATION STAR MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

January 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCHEROKEE GA
Recording DateJan 5, 2026
Property Address2899 EMERALD LN, ACWORTH, GA 30102-2054
Document Number0150791222
Book / Page15079 / 1222
Instrument DateDec 31, 2025
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.55
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 EMERALD LN, ACWORTH, GA 30102-2054

Mortgage

Document Number0150791224
DateJan 5, 2026
Instrument15079/1224
Lender
NameNATIONS DIRECT MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE GA
Property Address2899 EMERALD LN, ACWORTH, GA 30102-2054
Document Number0144051886
Instrument DateOct 2, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 EMERALD LN ACWORTH GA 301022054, ACWORTH, GA 30102-2054

Mortgage

Document Number0144051886
DateOct 17, 2019
Book Page014405/001886
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 16, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE GA
Recording DateNov 1, 2018
Property Address2899 EMERALD LN, ACWORTH, GA 30102-2054
Document Number0143131491
Book / Page014313 / 001491
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 EMERALD LN ACWORTH GA 301022054, ACWORTH, GA 30102-2054

Mortgage

Document Number143131492
DateNov 1, 2018
Book Page014313/001492
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583-1382
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2899 Emerald Ln was $3,040 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,040.00 Homeowner's exemption$132,420 Land $26,000 Building $106,420$331,050 Land $65,000 Building $266,050
2023$142,740 (+30.55%) Land $24,000 Building $118,740$356,850 (+30.55%) Land $60,000 Building $296,850
2022$2,778.00 Homeowner's exemption$109,340 Land $16,000 Building $93,340$273,350 Land $40,000 Building $233,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2899 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2899 Emerald Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 42% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE COUNTY
serves 224,427 people · EPA ID GA0570002
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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