2899 Curry Rd, Schenectady, NY 12303 Property Records

Albany County and Colonie Town property record for 2899 Curry Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,872 sqft · built 1852
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Tax Bill	$5,385 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012689 16.3-1-22`

Property Details

APN / Parcel Number

Primary APN	`012689 16.3-1-22`
Alternative APNs	`268901600300010220000000` `01600300010220000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01600300010220000000
Street Address	2899 CURRY RD
City	SCHENECTADY
State	NY
Zip	12303-3462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17
Legal Description	N-CURRY RD E-2909 S-27-02.1
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	4
Census Block	4018
Census Tract	13804

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2899 CURRY RD, SCHENECTADY, NY 12303-3462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Jun 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2021
Transfer Doc	0000006817
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2899 CURRY RD, SCHENECTADY, NY 12303-3462
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2899 CURRY RD, SCHENECTADY, NY 12303-3462

Mortgage

Document Number	0000000506
Date	Sep 2, 2022
Instrument	R2022-20506

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Jun 4, 2021
Property Address	2899 CURRY RD, SCHENECTADY, NY 12303-3462
Document Number	0000006817
Instrument Date	May 19, 2021
Instrument	R2021-16817
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2899 CURRY RD, SCHENECTADY, NY 12303-3462

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,385.00 (+9.88%) Homeowner's exemption
2025	$4,901.00 (+5.63%) Homeowner's exemption	$120,000 (-) Land $24,000 Building $96,000	$274,600 (+16.7%) Land $54,920 Building $219,680
2023		$120,000 (-) Land $24,000 Building $96,000	$235,300 (+9.32%) Land $47,060 Building $188,240
2022		$120,000 Land $24,000 Building $96,000	$215,247 Land $43,049 Building $172,198
2021	$4,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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