28989 Shadow Creek Ln, Highland, CA 92346 Property Records

San Bernardino County property record for 28989 Shadow Creek Ln, Highland, CA 92346

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 2,112 sqft · built 1986
Lot Size	0.157 acres (6,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,500 (Jun 2017)
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1210-011-23-0000`

Property Details

APN / Parcel Number

Primary APN	`1210-011-23-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	2,553 sqft
1st Floor Area	1,115 sqft
2nd Floor Area	997 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,858 sqft (0.157 acres)
Lot Dimensions	127 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28989 SHADOW CREEK LN
City	HIGHLAND
State	CA
Zip	92346-3946
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 12308 LOT 22 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO. 12308
Legal Tract	12308
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1003
Census Tract	7903

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 18, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 9, 2017	Grant Deed, Transfer · VA Mortgage WESTERN EXPRESS LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Feb 2, 2005 · Amount on Record
Deed Document Number	2017237670
Prior Transfer Date	Aug 31, 2005
Prior Transfer Doc	0000671598
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946
Investor	Possibly a Property Investor

Mortgage

Document Number	0000146316
Date	Jun 14, 2023
Instrument	2023-0146316

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946

Mortgage

Document Number	0000333150
Date	Sep 8, 2020
Instrument	2020-0333150

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946
Document Number	0000094713
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28989 SHADOW CREEK LN HIGHLAND CA 923463946, HIGHLAND, CA 92346-3946

Mortgage

Document Number	0000094713
Date	Mar 28, 2019
Instrument	94713

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 9, 2017
Property Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946
Document Number	0000237670
Map Reference	MB179 PG87-91
Instrument Date	May 4, 2017
Instrument	2017-0237670
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	28989 SHADOW CREEK LN, HIGHLAND, CA 92346-3946
Investor	Possibly a Property Investor

Mortgage

Document Number	0000237671
Date	Jun 9, 2017
Instrument	2017-0237671

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,683 (+2%) Land $147,205 Building $343,478
2025	$6,318.00 (+6.98%) Homeowner's exemption	$481,062 (+4.04%) Land $144,319 Building $336,743
2023	$5,906.00 (+1.55%) Homeowner's exemption	$462,382 Land $138,715 Building $323,667
2022	$5,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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