28988 89th Ave, Boyd, WI 54726 Property Records

Chippewa County property record for 28988 89th Ave, Boyd, WI 54726

Property Summary

Property Type	Single Family Home
Lot Size	5.11 acres (222,592 sqft)
Owner	Individual Name on File
Tax Bill	$6,625 (2025)
Deeds & Mortgages	Jul 2018 Mortgage May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018 0850.7000`

Property Details

APN / Parcel Number

Primary APN	`018 0850.7000`
Alternative APN	`22906-2711-7205-9015`

Exterior

Lot Area	222,592 sqft (5.11 acres)

Location & Zoning

Account Number	018 0850.7000
Street Address	28988 89TH AVE
City	BOYD
State	WI
Zip	54726-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE NE LOT 15 OF CERT SUR MAP #2059 IN V9 P62 DOC #617794 INC EASEMENT
Legal Range	06W
Legal Township	29N
Legal Section	27
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	CHIPPEWA COUNTY CERTIFIED SURV
Legal Lot Number	15
Jurisdiction	CHIPPEWA WI
Township / Civil Division	DELMAR
Census Block Group	1
Census Block	1000
Census Tract	10800

Owner

28988 89th Ave is owned and occupied by an individual who acquired it in August 2012.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28988 89TH AVE, BOYD, WI 54726-6111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage CITIZENS STATE BANK
May 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS STATE BANK
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS STATE BANK
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS COMMUNITY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2012
Deed Sale	Aug 27, 2012
Prior Sale	Dec 7, 2007 · Amount on File
Deed Document Number	811919
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	28988 89TH AVE, BOYD, WI 54726-6111
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000879872
Date	Jul 11, 2018
Instrument	000000879872

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	28988 89TH AVE, BOYD, WI 54726-6111
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900620
Date	May 7, 2020
Instrument	900620

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	28988 89TH AVE, BOYD, WI 54726-6111
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000892756
Date	Sep 13, 2019
Instrument	892756

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	28988 89TH AVE, BOYD, WI 54726-6111
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000926444
Date	Dec 3, 2021
Instrument	926444

Lender

Name	CITIZENS COMMUNITY FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 28988 89th Ave was $6,625 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Delmar Town
Unified School District	Cadott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,625.00 Homeowner's exemption	$456,200 Land $27,300 Building $428,900	$623,500
2023	$5,210.00 Homeowner's exemption	$456,200 Land $27,300 Building $428,900	$488,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28988 89th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28988 89th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NTERA Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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