Lake County property record for 28982 W Rivers Edge Dr, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,430 sqft · built 1988 |
| Lot Size | 1.26 acres (55,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,000 (May 2010) |
| Tax Bill | $9,224 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-311-001 |
| Primary APN | 13-09-311-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 4,252 sqft |
| 1st Floor Area | 1,730 sqft |
| Basement Area | 1,730 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 1,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Lot Area | 55,160 sqft (1.26 acres) |
| Lot Dimensions | 319 ft deep x 153 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 28982 W RIVERS EDGE DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERS EDGE SUB LOT 1 LOT 1 |
| Legal Subdivision | RIVERS EDGE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | CUBA |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 864303 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28982 W RIVERS EDGE DR, CARY, IL 60013-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2010 · Amount on Record |
| Deed Sale | May 10, 2010 · Amount on Record |
| Prior Sale | Jun 29, 2000 · Amount on Record |
| Deed Document Number | 20106601499 |
| Prior Transfer Date | Aug 14, 2007 |
| Prior Transfer Doc | 0006235463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 28982 W RIVERS EDGE DR, CARY, IL 60013-9734 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007959755 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 7959755 |
| Name | CRYSTAL LAKE BANK & TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | COVINGTON, GA 30014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Cuba Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,011 (+11.87%) Land $15,207 Building $125,804 | $423,076 (+11.87%) Land $45,626 Building $377,450 | |
| 2024 | $9,224.00 (+16.7%) | ||
| 2023 | $7,904.00 (-0.58%) | $126,046 (+21.17%) Land $13,593 Building $112,453 | $378,176 (+21.17%) Land $40,783 Building $337,393 |
| 2022 | $7,950.00 | $104,028 Land $15,379 Building $88,649 | $312,116 Land $46,142 Building $265,974 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 61 (1979–2019) |
| Claims Outside the SFHA | 6 of 61 |
| Most Recent Claim | Sep 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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