28981 Horner Ln, Highland, CA 92346 Property Records

San Bernardino County property record for 28981 Horner Ln, Highland, CA 92346

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.75 ba · 2,982 sqft · built 2005
Lot Size	0.184 acres (8,022 sqft)
Owner	2 Individual Names on File
Last Sale	$609,000 (May 2006)
Tax Bill	$10,723 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`0288-831-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0288-831-03-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,982 sqft Living Area
Gross Area	3,628 sqft
1st Floor Area	1,447 sqft
2nd Floor Area	1,535 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,022 sqft (0.184 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28981 HORNER LN
City	HIGHLAND
State	CA
Zip	92346-7745
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 16014 LOT 60 BOOK 306 PAGE 81 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16014
Legal Tract	16014
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2011
Census Tract	7906

Owner

28981 Horner Ln, a planned unit development, is owned by two individuals who bought it in May 2006.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29981 HORNER LN, HIGHLAND, CA 92346
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2006 · Amount on File
Deed Sale	May 2, 2006 · Amount on File
Deed Document Number	2006297791
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28981 HORNER LN, HIGHLAND, CA 92346-7745
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28981 HORNER LN, HIGHLAND, CA 92346-7745

Mortgage

Document Number	0000348814
Date	Aug 3, 2021
Instrument	2021-0348814

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	29981 HORNER LN, HIGHLAND, CA 92346
Document Number	0000459170
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28981 HORNER LN HIGHLAND CA 923467745, HIGHLAND, CA 92346-7745

Mortgage

Document Number	0000459170
Date	Dec 12, 2018
Instrument	459170

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 11, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 28981 Horner Ln was $10,723.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,000 (-) Land $211,000 Building $492,000
2025	$10,723.00	$703,000 Land $211,000 Building $492,000
2023	$10,172.00 (+10.4%)	$685,000 Land $206,000 Building $479,000
2022	$9,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28981 Horner Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28981 Horner Ln is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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