2898 Ocean Shore Blvd, #4020, Ormond Beach, FL 32176 Property Records

Volusia County property record for 2898 Ocean Shore Blvd, #4020, Ormond Beach, FL 32176

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,420 sqft · built 1985
Lot Size	1.49 acres (64,924 sqft)
Owner	2 Trust Names on Record
Last Sale	$400,000 (May 2023)
Tax Bill	$5,189 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3221-21-00-4020`

Property Details

APN / Parcel Number

Primary APN	`3221-21-00-4020`
Alternative APNs	`32132121004020` `21133221004020` `4805842.0` `4805842`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	7 Units
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	810 sqft
Upper Floors Area	610 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Wood Sheathing
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,924 sqft (1.49 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4805842
Street Address	2898 OCEAN SHORE BLVD, 4020
City	ORMOND BEACH
State	FL
Zip	32176-2268
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 402 SAND DUNES CONDO PER OR 2678 PG 0105 PER OR 4646 PG 3858 PER OR 7405 PGS 0028-0032 INC PER OR 8091 PG 3775 PER OR 8412 PG 4214
Legal Range	32E
Legal Township	13S
Legal Section	21
Legal Subdivision	SAND DUNES CONDO
Legal Tract	21
Legal Unit	402
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	3
Census Block	3003
Census Tract	80201

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1958 MIKLER RD, OVIEDO, FL 32765-9076
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	2023109473
Deed Book / Page	8412 / 4214
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2898 OCEAN SHORE BLVD # 4020, 4020, ORMOND BEACH, FL 32176-2268
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	SMART TITLE SERVICES, SMARTTITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 CEAN SHORE BLVD #402 402, 402, ORMOND BEACH, FL 32176

Mortgage

Document Number	0080913777
Date	Jul 29, 2021
Book Page	8091/3777
Instrument	2021-178350

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 26, 2023
Property Address	2898 OCEAN SHORE BLVD # 4020, 4020, ORMOND BEACH, FL 32176-2268
Document Number	0084124214
Book / Page	8412 / 4214
Map Reference	MB 2492 PG 721
Instrument Date	May 15, 2023
Instrument	2023109473
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2898 OCEAN SHORE BLVD APT 402, 402, ORMOND BEACH, FL 32176-2239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1958 MIKLER RD, OVIEDO, FL 32765-9076

Mortgage

Document Number	0084124216
Date	May 26, 2023
Instrument	8412/4216

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 31, 2017
Property Address	2898 OCEAN SHORE BLVD # 4020, 4020, ORMOND BEACH, FL 32176-2268
Document Number	0074050031
Book / Page	7405 / 0031
Map Reference	MB2492 PG721
Instrument Date	May 31, 2017
Instrument	2017-107513
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3714 FERN RIVER DR, 3714, KINGWOOD, TX 77345-1059

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2898 OCEAN SHORE BLVD APT 402, 402, ORMOND BEACH, FL 32176-2239

Mortgage

Document Number	2017107514
Date	May 31, 2017
Instrument	2017-107514

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,114 (-11.99%) Land $81,000 Building $178,114	$259,114 (-11.99%) Land $81,000 Building $178,114
2025	$5,189.00 (+175.72%)	$294,419 (+105.21%) Land $81,000 Building $213,419	$294,419 (-2.62%) Land $81,000 Building $213,419
2023	$1,882.00 (+2.34%) Homeowner's exemption	$143,474 (+3%)	$302,346 (+11.22%) Land $99,000 Building $203,346
2022	$1,839.00 Homeowner's exemption	$139,295	$271,833 Land $59,900 Building $211,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	137 units insured incl. 72 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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