2898 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2898 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,830 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$418,990 (2024)
Tax Bill$6,537.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-26-31-3383-0001-0010
Alternative APN
  • 263124338300010010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,830 sqft Living Area
Gross Area2,400 sqft Gross Area
1st Floor1,830 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached Garage
Garage Area462 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address2898 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 1
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3383-0001-0010

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2898 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MORTGAGE CONNECT
Feb 28, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 25, 2024Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Deed Doc Number202437380
Deed Book / Page6569 / 2947
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 10, 2026
Property Address2898 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0000091132
Book / Page7002 / 2467
Instrument DateMay 26, 2026
Instrument202691132
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2898 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134

Mortgage

Document Number0000091132,
DateJul 10, 2026
Book Page7002/2467
Instrument202691132
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2898 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2898 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134

Mortgage

Document Number0067470093
DateFeb 28, 2025
Book Page6747/93
Instrument2025025776
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueApr 01, 2054

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 25, 2024
Property Address2898 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0065692947
Book / Page6569 / 2947
Map ReferenceMB 29 PGS 104
Instrument DateMar 21, 2024
Instrument2024037380
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,933.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2898 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134

Mortgage

Document Number2024037381
DateMar 25, 2024
Instrument2024037381
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,537.00 (+121.22%)$310,700 (+343.86%) Land $80,000 Building $230,700$310,700 (+343.86%) Land $80,000 Building $230,700
2023$2,955.00 (+12.06%)$70,000 (+16.67%) Land $70,000$70,000 (+16.67%) Land $70,000
2022$2,637.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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