2898 Coco Lakes Dr, Naples, FL 34105 Property Records

Collier County property record for 2898 Coco Lakes Dr, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,428 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Aug 2000)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`222350 34A23`

Property Details

APN / Parcel Number

Primary APN	`222350 34A23`
Alternative APN	`26169500205`

Interior

Stories	1 Story
Building Area	2,428 sqft Living Area
1st Floor Area	2,428 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Pool Area	180 sqft
Deck Area	771 sqft

Location & Zoning

Street Address	2898 COCO LAKES DR
City	NAPLES
State	FL
Zip	34105-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COCO LAKES LOT 3
Legal Range	25
Legal Township	49
Legal Section	23
Legal Subdivision	COCO LAKES
Legal Tract	222350
Legal Block	1
Legal Lot Number	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

2898 Coco Lakes Dr is owned and occupied by an individual who bought it in August 2000.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2898 COCO LAKES DR, NAPLES, FL 34105-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2000 · Amount on File
Deed Sale	Aug 31, 2000 · Amount on File
Deed Book / Page	2716 / 3283
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2898 COCO LAKES DR, NAPLES, FL 34105-4511
Document Number	0057312155
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 COCO LAKES DR NAPLES FL 341054511, NAPLES, FL 34105-4511

Mortgage

Document Number	0057312155
Date	Feb 25, 2020
Book Page	005731/002155
Instrument	5833649

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2898 COCO LAKES DR, NAPLES, FL 34105-4511
Document Number	0055002147
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 COCO LAKES DR NAPLES FL 341054511, NAPLES, FL 34105-4511

Mortgage

Document Number	0055002147
Date	Apr 23, 2018
Book Page	005500/002147
Instrument	5543864

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2898 Coco Lakes Dr was $3,138 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,214 (+2.7%)	$979,860 (+8.6%) Land $566,014 Building $413,846
2025	$3,138.00 Homeowner's exemption Widower's exemption	$346,849	$902,281 Land $510,649 Building $391,632
2023	$3,027.00 (-3.54%) Homeowner's exemption Widower's exemption	$327,256 (+3%)	$838,556 (+5.53%) Land $431,812 Building $406,744
2022	$3,138.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$317,724	$794,637 Land $361,217 Building $433,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2898 Coco Lakes Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2898 Coco Lakes Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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