2898 Calle Heraldo, San Clemente, CA 92673 Property Records

Orange County property record for 2898 Calle Heraldo, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,480 sqft · built 1984
Lot Size	0.362 acres (15,750 sqft)
Owner	2 Trust Names on File
Last Sale	$233,000 (May 1996)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`680-412-06`

Property Details

APN / Parcel Number

Primary APN	`680-412-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	15,750 sqft (0.362 acres)
View / Lot	Good
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2898 CALLE HERALDO
City	SAN CLEMENTE
State	CA
Zip	92673-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 11957 BLK LOT 3
Legal Subdivision	THE CITY OF SAN CLEMENTE
Legal Tract	11957
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	42111

Owner

2898 Calle Heraldo is owner-occupied and held in a trust since February 2015.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2898 CALLE HERALDO, SAN CLEMENTE, CA 92673-3539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 1996 · Amount on File
Deed Sale	May 31, 1996 · Amount on File
Deed Document Number	1996272072
Last Transfer Date	Feb 12, 2015
Transfer Doc	0000086706
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2898 CALLE HERALDO, SAN CLEMENTE, CA 92673-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404594
Date	Oct 16, 2019
Instrument	2019000404594

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2898 CALLE HERALDO, SAN CLEMENTE, CA 92673-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 CALLE HERALDO, SAN CLEMENTE, CA 92673-3539

Mortgage

Document Number	0000687777
Date	Nov 25, 2020
Instrument	2020000687777

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2898 Calle Heraldo was $3,978 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$407,233 (+2%) Land $215,688 Building $191,545
2025	$3,978.00 Homeowner's exemption	$399,249 Land $211,459 Building $187,790
2023	$3,826.00 (+1.97%) Homeowner's exemption	$383,747 Land $203,248 Building $180,499
2022	$3,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2898 Calle Heraldo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2898 Calle Heraldo is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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