28975 Desert Moon Dr, Thousand Palms, CA 92276 Property Records

Riverside County property record for 28975 Desert Moon Dr, Thousand Palms, CA 92276

Property Summary

Property TypeMobile Home
Details4 bd · 2.5 ba · 2,387 sqft · built 2007
Lot Size2.06 acres (90,169 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Aug 2020)
Tax Bill$5,465 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AO (high risk)
APN648-170-018

Property Details

APN / Parcel Number

Primary APN648-170-018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,387 sqft Living Area
1st Floor Area2,387 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMobile Home
Construction TypeWood
Roof MaterialGravel
Lot Area90,169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28975 DESERT MOON DR
CityTHOUSAND PALMS
StateCA
Zip92276
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeW25
Legal Description2.07 ACRES IN POR NW 1/4 OF SEC 8 T4S R6E FOR TOTAL DESCRIPTION SEE ASSESSORS MAPS
Legal Range06E
Legal Township04S
Legal Section08
Legal SubdivisionSAN BERNARDINO BASE & MERIDIAN
JurisdictionRIVERSIDE CA
Township / Civil DivisionDESERT HOT SPRINGS
Census Block Group2
Census Block2039
Census Tract44520

Owner

28975 Desert Moon Dr, a mobile home, is owned and occupied by an individual who bought it in August 2020.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address28975 DESERT MOON DR, THOUSAND PALMS, CA 92276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Aug 20, 2020Grant Deed, Transfer · FHA Mortgage
COMMERCE HOME MORTGAGE LLC
May 31, 2018Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on File
Deed SaleAug 20, 2020 · Amount on File
Prior SaleMay 31, 2018 · Amount on File
Deed Document Number2020384876
Prior Transfer DateAug 11, 2003
Prior Transfer Doc0000030044
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address28975 DESERT MOON DR, THOUSAND PALMS, CA 92276
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanySOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address28975 DESERT MOON DR, THOUSAND PALMS, CA 92276

Mortgage

Document Number0000584990
DateOct 1, 2021
Instrument2021-0584990
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateAug 20, 2020
Property Address28975 DESERT MOON DR, THOUSAND PALMS, CA 92276
Document Number0000384876
Instrument DateJul 2, 2020
Instrument2020-0384876
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28975 DESERT MOON DR, THOUSAND PALMS, CA 92276

Mortgage

Document Number0000384877
DateAug 20, 2020
Instrument2020-0384877
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMay 31, 2018
Property Address28975 DESERT MOON DR, THOUSAND PALMS, CA 92276
Document Number0000221385
Instrument DateMar 21, 2018
Instrument221385
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyLANDWOOD TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28975 DESERT MOON DR THOUSAND PALMS CA 92276, THOUSAND PALMS, CA 92276

Mortgage

Document Number221386
DateMay 31, 2018
Instrument221386
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28975 Desert Moon Dr was $5,465.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictPalm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$454,781 (+2%) Land $220,814 Building $233,967
2025$5,465.00$445,865 Land $216,485 Building $229,380
2023$5,251.00 (+1.53%)$400,554 Land $208,080 Building $192,474
2022$5,172.00
2021$386,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28975 Desert Moon Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims6 (1988–2014)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28975 Desert Moon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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