Routt County property record for 28970 River Dr, Clark, CO 80428
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,918 sqft · built 1976 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Sep 2024) |
| Tax Bill | $3,656 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0162625 |
| Primary APN | R0162625 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Lot Area | 46,609 sqft (1.07 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0162625 |
|---|---|
| Street Address | 28970 RIVER DR |
| City | CLARK |
| State | CO |
| Zip | 80428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | LOT 14 BLK 2 ELK RIDGE HOMESITES SUBD TOTAL: 1.07 AC |
| Legal Range | 85 |
| Legal Township | 09 |
| Legal Section | 03 |
| Legal Subdivision | ELK RIDGE HOMESITES SUBD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | STEAMBOAT SPRINGS |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 100 |
28970 River Dr is owned by two individuals who bought it in September 2024.
Source: Routt County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 773863, STEAMBOAT SPRINGS, CO 80477-3863 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on File |
| Deed Sale | Sep 30, 2024 · Amount on File |
| Deed Document Number | 2024856117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Jun 30, 2026 |
| Property Address | 28970 RIVER DR, CLARK, CO 80428 |
| Document Number | 0000869843 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026869843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000869843, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026869843 |
| Name | MOUNTAIN VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jun 22, 2048 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 28970 River Dr was $3,656, up 15.1% from the year before.
Source: Routt County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Unified School District | Steamboat Springs School District RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,656.00 (+15.11%) | $87,270 (+22.5%) Land $26,440 Building $60,830 | $1,237,820 (+16.4%) Land $375,000 Building $862,820 |
| 2024 | $3,176.00 (+4.82%) | $71,240 (-) Land $24,650 Building $46,590 | $1,063,400 (-) Land $367,970 Building $695,430 |
| 2023 | $3,030.00 (+31.4%) | $71,240 (+63.85%) Land $24,650 Building $46,590 | $1,063,400 (+69.96%) Land $367,970 Building $695,430 |
| 2022 | $2,306.00 | $43,480 Land $14,940 Building $28,540 | $625,680 Land $215,000 Building $410,680 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28970 River Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28970 River Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 71% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Luminate Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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