2897 Winlock Ave, Deltona, FL 32738 Property Records

Volusia County property record for 2897 Winlock Ave, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,884 sqft · built 2002
Lot Size	0.213 acres (9,296 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Dec 2009)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-32-90-0060`

Property Details

APN / Parcel Number

Primary APN	`8130-32-90-0060`
Alternative APNs	`31183032900060` `30183132900060` `2755202.0` `2755202`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	1,854 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,296 sqft (0.213 acres)
Lot Dimensions	112 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	190 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2755202
Street Address	2897 WINLOCK AVE
City	DELTONA
State	FL
Zip	32738-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 BLK 820 DELTONA LAKES UNIT 32 MB 27 PGS 101-118 INC PER OR 4985 PG 3667 PER OR 5666 PG 2350 PER OR 6391 PGS 3853-3854 PER OR 6432 PGS 3408-3409
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	32
Legal Block	820
Legal Lot Number	6
Legal Unit	32
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2023
Census Tract	91020

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2897 WINLOCK AVE, DELTONA, FL 32738-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2009 · Amount on Record
Deed Sale	Dec 31, 2009 · Amount on Record
Prior Sale	Sep 1, 2009
Deed Document Number	2009242755
Deed Book / Page	6432 / 3408
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0056662350
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2897 WINLOCK AVE, DELTONA, FL 32738-1625
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 WINLOCK AVE, DELTONA, FL 32738-1625

Mortgage

Document Number	0081394548
Date	Oct 20, 2021
Book Page	8139/4548
Instrument	2021-251574

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	284 Months
Due	Jun 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2897 WINLOCK AVE, DELTONA, FL 32738-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BRIDGE TRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078134711
Date	Feb 12, 2020
Book Page	7813/4711
Instrument	2020-030373

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2897 WINLOCK AVE, DELTONA, FL 32738-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 WINLOCK AVE, DELTONA, FL 32738-1625

Mortgage

Document Number	0079242759
Date	Oct 9, 2020
Book Page	7924/2759
Instrument	2020-194193

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jul 31, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,401 (+7.33%)	$355,310 (+3.16%) Land $51,481 Building $303,829
2025	$1,842.00 (+4.07%) Homeowner's exemption	$117,764 (+5.99%)	$344,434 (+3.66%) Land $51,481 Building $292,953
2024	$1,770.00 (+6.37%)
2023	$1,664.00 (+43.45%) Homeowner's exemption	$111,113 (+31.7%)	$332,272 (+26.88%) Land $58,100 Building $274,172
2022	$1,160.00 Homeowner's exemption	$84,367	$261,875 Land $41,500 Building $220,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	27 (2011–2024)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Nov 2022 · 13 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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