2897 Wildcat Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2897 Wildcat Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,226 sqft · built 1983
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-20-050`

Property Details

APN / Parcel Number

Primary APN	`206-20-050`

Interior

Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2897 WILDCAT TRL
City	OVERGAARD
State	AZ
Zip	85933-5458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES #2 LOT 60
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES #2
Legal Lot Number	60
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2052
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16129 N 159TH CT, SURPRISE, AZ 85374-5867
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2897 WILDCAT TRL, OVERGAARD, AZ 85933-5458
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16129 N 159TH CT, SURPRISE, AZ 85374-5867

Mortgage

Document Number	0000016669
Date	Jul 27, 2021
Instrument	2021-16669

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 20, 2019
Property Address	2897 WILDCAT TRL, OVERGAARD, AZ 85933-5458
Document Number	0000003669
Map Reference	MB 8 PG 1
Instrument Date	Mar 7, 2019
Instrument	2019-03669
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE OF AZ INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16206 S 18TH AVE, 16206, PHOENIX, AZ 85045-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16129 N 159TH CT, SURPRISE, AZ 85374-5867

Mortgage

Document Number	0000003670
Date	Mar 20, 2019
Instrument	2019-03670

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$206,049 (+6.9%) Land $39,244 Building $166,805
2025	$1,199.00 (+4.26%)	$19,275 Land $3,783 Building $15,492	$192,750 Land $37,830 Building $154,920
2023	$1,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 43% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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