2897 Pemba Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 2897 Pemba Dr, Costa Mesa, CA 92626 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1960
Lot Size	0.187 acres (8,160 sqft)
Owner	Trust Name on File
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-264-02`

Property Details

APN / Parcel Number

Primary APN	`139-264-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1960
Lot Area	8,160 sqft (0.187 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2897 PEMBA DR
City	COSTA MESA
State	CA
Zip	92626-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3529 BLK LOT 179
Legal Tract	3529
Legal Lot Number	179
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2004
Census Tract	63802

Owner

Source: Orange County records · APN 139-264-02

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	2897 PEMBA DR, COSTA MESA, CA 92626-3623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 27, 2017	Reverse Mortgage, Transfer · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Nov 29, 2011
Last Transfer Date	Nov 27, 2017
Transfer Doc	0000508349
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2897 PEMBA DR, COSTA MESA, CA 92626-3623
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 PEMBA DR, COSTA MESA, CA 92626-3623

Mortgage

Document Number	0000100781
Date	Mar 15, 2022
Instrument	2022000100781

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	794 Months
Due	May 08, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.12%

November 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2017
Property Address	2897 PEMBA DR, COSTA MESA, CA 92626-3623
Document Number	0000508349
Instrument Date	Oct 16, 2017
Instrument	508349
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2897 PEMBA DR COSTA MESA CA 926263623, COSTA MESA, CA 92626-3623

Mortgage

Document Number	508350
Date	Nov 27, 2017
Instrument	508350

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Nov 26, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Mortgage

Document Number	508351,
Date	Nov 27, 2017
Instrument	508351

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Nov 26, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,208.00 (+10.62%)	$107,027 (+4.04%) Land $31,969 Building $75,058
2023	$1,996.00 (+7.78%)	$102,872 Land $30,727 Building $72,145
2022	$1,852.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590638022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 652 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Cosmo Network Solutions	Fixed Wireless (unlicensed)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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