2897 Outlook Ln, Chipley, FL 32428 Property Records

Washington County property record for 2897 Outlook Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 2001
Lot Size	4.49 acres (195,584 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (Feb 2021)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`000001460016`

Property Details

APN / Parcel Number

Primary APN	`000001460016`
Alternative APNs	`00000000-00-0146-0016` `01460016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	195,584 sqft (4.49 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2897 OUTLOOK LN
City	CHIPLEY
State	FL
Zip	32428-4698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 3 12 4.49 ORB 1232 P 705 PARCEL DESC IN ORB 1232 P 705
Legal Range	12W
Legal Township	03S
Legal Section	31
Legal Block	16
Legal Lot Number	16
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2085
Census Tract	970303

Owner

2897 Outlook Ln is owned and occupied by two individuals who acquired it in March 2021.

Source: Washington County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 16, 2021	Intrafamily Transfer, Transfer
Feb 2, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 25, 2020	Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY BC
Jan 13, 2021	Warranty Deed, Transfer SOUTH OAK TITLE LLC
Feb 1, 2021	Correction Deed SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	2021638
Deed Book / Page	1197 / 303
Last Transfer Date	Mar 16, 2021
Transfer Doc	0067001914
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698

Mortgage

Document Number	0067000199
Date	Jan 9, 2026
Book Page	1358/915
Instrument	202667000199

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	3201 N 4TH AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Feb 15, 2022
Property Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Document Number	0067001461
Book / Page	1232 / 705
Instrument Date	Feb 14, 2022
Instrument	202267001461
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Mar 16, 2021
Property Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Document Number	0067001914
Book / Page	1200 / 997
Instrument Date	Mar 16, 2021
Instrument	202167001914
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Feb 2, 2021
Property Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Document Number	0067000698
Book / Page	1197 / 492
Instrument Date	Feb 2, 2021
Instrument	202167000698
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 25, 2020
Property Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Document Number	0067005569
Book / Page	001184 / 000382
Instrument Date	Aug 24, 2020
Instrument	67005569
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY BC

Transaction

Amount	Amount on Record
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	0 OUTLOOK LN CHIPLEY FL 32428, CHIPLEY, FL 32428

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 13, 2021
Property Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Document Number	0067000249
Book / Page	001195 / 000382
Instrument Date	Aug 24, 2020
Instrument	67000249
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	SOUTH OAK TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2894 OUTLOOK LN CHIPLEY FL 324284698, CHIPLEY, FL 32428-4698

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 1, 2021
Property Address	2897 OUTLOOK LN, CHIPLEY, FL 32428-4698
Document Number	0067000638
Book / Page	1197 / 303
Instrument Date	Aug 24, 2020
Instrument	202167000638
Record Updated	Apr 4, 2022
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2897 OUTLOOK LN, 2897, CHIPLEY, FL 32428-4698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2894 OUTLOOK LN, CHIPLEY, FL 32428-4698

Tax Assessment & Valuation

The 2025 property tax bill for 2897 Outlook Ln was $2,424.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,424.00	$177,643 Land $27,389 Building $150,254	$177,643 Land $27,389 Building $150,254
2023	$2,208.00 (+406.42%)	$161,802 (+56.88%) Land $17,960 Building $143,842	$161,802 (+8.54%) Land $17,960 Building $143,842
2022	$436.00 Homeowner's exemption	$103,135	$149,075 Land $17,960 Building $131,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2897 Outlook Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2897 Outlook Ln is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Outlook Ln

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