2897 Indian Mound Rd, Luck, WI 54853 Property Records

Polk County property record for 2897 Indian Mound Rd, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2025)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-00206-0000`

Property Details

APN / Parcel Number

Primary APN	`030-00206-0000`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	2897 INDIAN MOUND RD
City	LUCK
State	WI
Zip	54853-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 NE DESC V194/130 (PDMOS 1157 LOT 2)
Legal Range	18W
Legal Township	36N
Legal Section	09
Legal Lot Number	2
Jurisdiction	POLK WI
Township / Civil Division	LAKETOWN
Census Block Group	4
Census Block	4010
Census Tract	960200

Owner

2897 Indian Mound Rd is owned by two individuals who bought it in October 2025.

Source: Polk County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1161 74TH CT W, INVER GROVE HEIGHTS, MN 55077-2002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage COULEE BANK
Nov 13, 2019	Warranty Deed, Transfer TITLESMART, TITLE SMART

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Aug 15, 2023 · Amount on File
Deed Document Number	2025939812
Prior Transfer Date	Jul 16, 2009
Prior Transfer Doc	0000762386
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2897 INDIAN MOUND RD, LUCK, WI 54853-3410
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000869263
Date	Jan 28, 2019
Instrument	869263

Lender

Name	STERLING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 24, 2025
Property Address	2897 INDIAN MOUND RD, LUCK, WI 54853-3410
Document Number	0000939812
Instrument Date	Sep 27, 2025
Instrument	939812
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ASSURE TITLE, ASSURED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000939813
Date	Oct 24, 2025
Instrument	939813

Lender

Name	GRANITE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 15, 2023
Property Address	2897 INDIAN MOUND RD, LUCK, WI 54853-3410
Document Number	0000919706
Instrument Date	Aug 2, 2023
Instrument	919706
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NORTHWEST LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000919707
Date	Aug 15, 2023
Instrument	919707

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Nov 13, 2019
Property Address	2897 INDIAN MOUND RD, LUCK, WI 54853-3410
Document Number	0000877298
Instrument Date	Sep 23, 2019
Instrument	877298
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	TITLESMART, TITLE SMART

Transaction

Amount	Amount on Record
Tax	$435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 INDIAN MOUND RD, LUCK, WI 54853-3410

Tax Assessment & Valuation

The 2025 property tax bill for 2897 Indian Mound Rd was $2,502, up 23.4% from the year before.

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Laketown Town
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00 (+23.37%)	$204,800 (-) Land $85,500 Building $119,300	$235,000 (+19.05%) Land $98,108 Building $136,892
2024	$2,028.00 (+31.01%)	$204,800 (+91.4%) Land $85,500 Building $119,300	$197,400 (+17.78%) Land $82,411 Building $114,989
2023	$1,548.00 (-0.19%) Homeowner's exemption	$107,000 (-) Land $54,000 Building $53,000	$167,600 (+12.63%)
2022	$1,551.00 Homeowner's exemption	$107,000 Land $54,000 Building $53,000	$148,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2897 Indian Mound Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2021–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2897 Indian Mound Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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