2897 Estates Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2897 Estates Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,744 sqft · built 1984
Lot Size0.133 acres (5,793 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Mar 1999)
Tax Bill$7,374 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN039-511-04

Property Details

APN / Parcel Number

Primary APN039-511-04
Alternative APN
  • 039-511-04-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,744 sqft Living Area
Gross Area2,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area5,793 sqft (0.133 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2897 ESTATES DR
CityAPTOS
StateCA
Zip95003-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal SubdivisionPM41 9
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122004

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2897 ESTATES DR, APTOS, CA 95003-3210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 1999 · Amount on Record
Deed SaleMar 23, 1999 · Amount on Record
Deed Document Number199920571
Last Transfer DateFeb 5, 2024
Transfer Doc0000002673
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 12, 2024
Property Address2897 ESTATES DR, APTOS, CA 95003-3210
Document Number0000002673
Map ReferenceMB 41 PG 9
Instrument DateFeb 5, 2024
Instrument2024-0002673
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyAMROCK TITLE CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2897 ESTATES DR, APTOS, CA 95003-3210

Mortgage

Document Number0000002674
DateFeb 12, 2024
Instrument2024-0002674
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,701 (+2%) Land $316,619 Building $211,082
2025$7,374.00 (+11.15%) Homeowner's exemption$517,354 (+4.04%) Land $310,411 Building $206,943
2023$6,634.00 (+2.55%) Homeowner's exemption$497,264 Land $298,357 Building $198,907$1,148,580
2022$6,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Surfnet Communications.

Nearby Properties on Estates Dr

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