St. Clair County property record for 2897 Electric Ave, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 708 sqft · built 1942 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jun 2020) |
| Tax Bill | $2,702 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-588-0021-000 |
| Primary APN | 74-06-588-0021-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 708 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Basement Area | 708 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 6,926 sqft (0.159 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2897 ELECTRIC AVE |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 26 BLK 1 RICHLAND SUBDIVISION OF A PART OF OUTLOT C AVERY FARM PLAT |
| Legal Subdivision | RICHLAND SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 26C |
| Legal Unit | 26,C |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 620000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2897 ELECTRIC AVE, PORT HURON, MI 48060-6521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jun 16, 2020 | Deed of Trust, Mortgage AMERIFIRST FIN'L CORP |
| Jun 26, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIFIRST FIN'L CORP |
| Nov 26, 2018 | Warranty Deed, Transfer |
| Mar 19, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 202014474 |
| Deed Book / Page | 5205 / 476 |
| Prior Transfer Date | Mar 8, 2018 |
| Prior Transfer Doc | 004926/705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2897 ELECTRIC AVE, PORT HURON, MI 48060-6521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005865180 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 5865/180 |
| Instrument | 2025020558 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 24 EXECUTIVE PARK STE 250, IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 17, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2897 ELECTRIC AVE, PORT HURON, MI 48060-6521 |
| Document Number | 0052010856 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1215 EMERALD CT MARYSVILLE MI 480402051, MARYSVILLE, MI 48040-2051 |
| Document Number | 0052010856 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 005201/000856 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 26, 2020 |
| Property Address | 2897 ELECTRIC AVE, PORT HURON, MI 48060-6521 |
| Document Number | 0052050476 |
| Book / Page | 005205 / 000476 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5185 FITZGERALD RD ST CLAIR MI 480791401, ST CLAIR, MI 48079-1401 |
| Document Number | 52010856 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 005201/000856 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 26, 2018 |
| Property Address | 2897 ELECTRIC AVE, PORT HURON, MI 48060-6521 |
| Document Number | 0050100568 |
| Book / Page | 005010 / 000568 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $283.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 309 HURON AVE #F PORT HURON MI 480603869, F, PORT HURON, MI 48060-3869 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 19, 2018 |
| Property Address | 2897 ELECTRIC AVE, PORT HURON, MI 48060-6521 |
| Document Number | 0049260705 |
| Book / Page | 004926 / 000705 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | May 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $868.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8700 STONEBROOK PKWY #2403 FRISCO TX 750346183, 2403, FRISCO, TX 75034-6183 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,800 (+3.61%) | $143,600 (+3.61%) | |
| 2025 | $2,702.00 (+2.66%) Homeowner's exemption | $69,300 (+12.32%) | |
| 2024 | $2,632.00 (+15.95%) | $138,600 (+12.32%) | |
| 2023 | $61,700 | ||
| 2022 | $2,270.00 | $123,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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