2897 Craigs Store Rd, Afton, VA 22920 Property Records

Nelson County property record for 2897 Craigs Store Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1996
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Company Names on Record
Last Sale	$303,500 (Oct 2021)
Tax Bill	$2,348 (2026)
Deeds & Mortgages	Jun 2026 Transfer May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14 A 5F`

Property Details

APN / Parcel Number

Primary APN	`14 A 5F`
Alternative APN	`14132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,484 sqft Finished Area
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Terrain	High
Porch	Slab
Porch Area	160 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	14132
Street Address	2897 CRAIGS STORE RD
City	AFTON
State	VA
Zip	22920-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON
Legal Subdivision	ELMO & VIRGINIA HENDERSON ESTATE
Jurisdiction	NELSON VA
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1018
Census Tract	11201

Owner

Source: Nelson County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	13329 DRAKEWOOD RD, MIDLOTHIAN, VA 23113-3890
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
May 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage BRANCH BANKING AND TRUST CO
Oct 20, 2021	Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jan 7, 2008 · Amount on Record
Deed Document Number	20213841
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000001410
Record Updated	Sep 20, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NELSON VA
Recording Date	Jun 30, 2026
Property Address	2897 CRAIGS STORE RD, AFTON, VA 22920-2101
Document Number	0000001410
Instrument Date	Jun 23, 2026
Instrument	20261410
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13329 DRAKEWOOD RD, MIDLOTHIAN, VA 23113-3890

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	2897 CRAIGS STORE RD, AFTON, VA 22920-2101
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001079
Date	May 15, 2019
Instrument	190001079

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Oct 20, 2021
Property Address	2897 CRAIGS STORE RD, AFTON, VA 22920-2101
Document Number	0202103841
Instrument Date	Oct 19, 2021
Instrument	202103841
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	830 ELAINE AVE, NORTH CHESTERFIELD, VA 23235-4022
Investor	Possibly a Property Investor

Mortgage

Document Number	0202103842
Date	Oct 20, 2021
Instrument	202103842

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,348.00 (+27.75%)	$419,400 (+48.25%) Land $84,800 Building $334,600	$419,400 (+48.25%) Land $84,800 Building $334,600
2025		$282,900 (-) Land $64,000 Building $218,900	$282,900 (-) Land $64,000 Building $218,900
2023	$1,838.00	$282,900 Land $64,000 Building $218,900	$282,900 Land $64,000 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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